Risk & Credits Transformation Consultant — Financial Services

EY; Diegem; On-site; EUR 65,000 - 95,000; Full time

Benefits offered by this job

Flexible working arrangements

Job summary

EY Belgium is seeking a Senior Consultant in Risk & Credits Transformation within the Business Transformation team for the Financial Services sector. You will reshape credit and risk operating models, translate regulatory requirements into practical business solutions, and deliver tangible improvements in risk management and capital efficiency.

The role covers end-to-end credit lifecycle design, regulatory change interpretation, and program leadership, with opportunities to mentor colleagues and

Qualifications

• Master's degree in a relevant field (e.g. Economics, Finance, Commercial/Civil Engineering, Business, Mathematics or equivalent).
• Professional experience (typically 2–5 years) for Consultant in consulting or financial sector, ideally in credit risk, risk management, or credit/lending transformation.
• Certifications such as Agile, Scrum, PMP/Prince2, FRM, PRM or CFA are differentiators for more experienced candidates.

Responsibilities

• Designing and optimizing the end-to-end credit lifecycle across banking segments — origination, decisioning, underwriting, loan servicing, monitoring, early-warning, collections and workout.
• Interpreting and implementing regulatory and prudential change (Basel IV/CRR3-CRD6, IFRS 9, ECB/NBB expectations, BCBS 239, etc.).
• Redesigning credit risk processes, policies and controls with a focus on efficiency and automation.
• Bridging business, risk and data to frame requirements for rating and provisioning models, data quality, and risk reporting.
• Leading workstreams and client relationships, coaching junior colleagues, and contributing to proposals and thought leadership.

Skills

Credit risk transformation

Risk management

Regulatory knowledge

Stakeholder management

Analytical skills

Presentation skills

Education

Master's degree in Economics, Finance, Business, or Mathematics

Tools

Agile/Scrum

PMP/Prince2

FRM/PRM

Job description

EY Belgium is seeking a Senior Consultant in Risk & Credits Transformation within the Business Transformation team for the Financial Services sector. You will reshape credit and risk operating models, translate regulatory requirements into practical business solutions, and deliver tangible improvements in risk management and capital efficiency.

The role covers end-to-end credit lifecycle design, regulatory change interpretation, and program leadership, with opportunities to mentor colleagues and