Credit Risk Modelling: Functional Analyst for Data & Validation

KBC Bank & Verzekering; Vlaanderen; On-site; EUR 65,000 - 90,000; Full time

Job summary

KBC Bank & Verzekering is seeking a Functional Analyst for Credit Risk Modelling to ensure high-quality data and robust data processes across modelling, validation, and IT teams. You will translate needs into functional designs and help improve data quality, monitoring, and validation workflows within an international environment.

You will join colleagues across Belgium, Prague, and Sofia, contributing to a regulated data-centric function.

Qualifications

• Master's degree in a quantitative field.
• At least two years of experience in the financial sector and familiarity with credit risk concepts (PD, EAD, LGD).
• Experience as a Functional Analyst, Business Analyst, Data Analyst, or similar role.
• Experience with complex data structures and data flows.
• Able to translate complex requirements into pragmatic and sustainable solutions.
• Clear communication with business, modelling, and IT teams.
• Fluent in English.

Responsibilities

• Be the main contact for modelling and validation teams regarding data requirements, questions, and incidents.
• Translate business and modelling requirements into clear functional designs for implementation teams.
• Contribute to the development of the credit risk modelling database and its data delivery processes.
• Coordinate new functionalities with data engineers and analysts to ensure quality of delivered solutions.
• Perform impact analyses for new developments and process changes.
• Help design and implement data quality controls, monitoring solutions, and automated validation processes.
• Investigate complex data issues and contribute to structural solutions across source systems and processes.
• Automate model monitoring and annual validation where possible.
• Develop a thorough understanding of KBC’s credit processes, IT applications, and data flows to build sustainable solutions.

Skills

Credit risk concepts (PD, EAD, LGD)

Functional Analyst / Business Analyst/

Translate complex requirements intoprg

Clear communication with business, Mod

Structured, ownership, quality focus

English fluency

Education

Master's degree in Economics, Science, Mathematics, Engineering, or another quantitative field

Tools

Python

SQL

Jira

Confluence

Job description

KBC Bank & Verzekering is seeking a Functional Analyst for Credit Risk Modelling to ensure high-quality data and robust data processes across modelling, validation, and IT teams. You will translate needs into functional designs and help improve data quality, monitoring, and validation workflows within an international environment.

You will join colleagues across Belgium, Prague, and Sofia, contributing to a regulated data-centric function.