Strategic Credit Structuring Lead - Regional & Agribusiness

Commonwealth Bank; Tasmania; On-site; AUD 180,000 - 260,000; Full time

Job summary

Commonwealth Bank is seeking a Senior Manager in Group Credit Structuring (Regional & Agribusiness) to lead complex customer strategies from assessment through to outcome. You will apply credit, commercial and agribusiness expertise while guiding a small team within a supportive specialist unit.

You will balance customer outcomes with Bank requirements, own end-to-end strategies, and bring strong negotiation, risk and policy implementation skills to risk teams and business partners across the

Qualifications

• Bring business, commercial or agribusiness credit experience, with agribusiness exposure highly regarded.
• Apply advanced financial analysis and credit assessment skills to make sound risk decisions in complex situations.
• Communicate clearly and confidently, explaining complex issues in writing and in person.
• Take an empathetic, supportive approach to customers, with the courage to be firm, fair and pragmatic.

Responsibilities

• Lead and develop at least one direct report, building capability and strengthening team culture.
• Engage with customers in financial difficulty with care and consideration.
• Conduct robust financial and credit analysis to identify realistic options.
• Develop and execute strategies spanning rehabilitation, turnaround, restructuring and, where appropriate, insolvency or exit.
• Lead sensitive and challenging negotiations with customers and stakeholders.
• Own strategies from decision to execution, adapting as circumstances change.
• Balance customer outcomes with credit risk, commercial, regulatory and compliance obligations.
• Provide credit monitoring, reporting, policy implementation and guidance to Risk teams and business partners.

Skills

Leadership

Credit assessment

Agribusiness credit

Financial analysis

Negotiation

Communication

Job description

Commonwealth Bank is seeking a Senior Manager in Group Credit Structuring (Regional & Agribusiness) to lead complex customer strategies from assessment through to outcome. You will apply credit, commercial and agribusiness expertise while guiding a small team within a supportive specialist unit.

You will balance customer outcomes with Bank requirements, own end-to-end strategies, and bring strong negotiation, risk and policy implementation skills to risk teams and business partners across the