Service Owner Credit Risk Models and Data

Westpac Group; Sydney; Hybrid; AUD 180,000 - 260,000; Full time

Job summary

Westpac Group is offering a Permanent Full-time opportunity in Sydney for a Service Owner, Advanced Credit Risk Modelling & Data. The role leads credit risk modelling and data asset strategy, building a top team to develop models, data assets, and intellectual property that strengthen risk management and competitiveness.

The role collaborates with Risk, Data, and Technology teams to shape the modelling landscape using modern platforms and analytics, delivering improved customer outcomes.

Qualifications

• Extensive experience in credit risk modelling or model validation, including IRB, provisioning and scorecard models.
• Advanced knowledge of credit risk, APRA prudential standards, Basel and IFRS9.
• Strong stakeholder management and communication skills, with the ability to explain complex issues clearly and influence effectively.
• Advanced SAS, R, Python, SQL and Excel skills; Git and Jupyter experience is advantageous.

Responsibilities

• Define and execute Consumer Finance's credit risk modelling and data asset strategy.
• Build and lead a high-performing team of data scientists and modellers.
• Collaborate with risk, data, technology and architecture teams to shape modelling and data platforms.

Skills

Leadership

Stakeholder management

Problem-solving

Credit risk modelling

Communication

Education

Experience in finance or risk modelling environments

Tools

SAS

R

Python

SQL

Excel

Git

Jupyter

Job description

Job Description

• Permanent Full-time opportunity
• Sydney based
• Hybrid working model (3 days a week in office)

Job Description

• Permanent Full-time opportunity
• Sydney based
• Hybrid working model (3 days a week in office)

Create your best future and join Westpac as a Service Owner, Advanced Credit Risk Modelling & Data

• Permanent Full-time opportunity
• Sydney based
• Hybrid working model (3 days a week in office)

What’s the role?

The Service Owner, Advanced Credit Risk Modelling & Data is responsible for defining and executing Consumer Finance's credit risk modelling and data asset strategy, establishing and leading the in-house credit risk data assets and modelling capability. The role will build a high-performing team of data scientists and modellers to develop market-leading credit risk models, data assets and modelling intellectual property that strengthen risk management and create sustainable competitive advantage across the Consumer Finance value chain.

Working closely with Line 1 Credit Risk & Pricing, Line 2 Credit Risk, Model Validation, Model Monitoring, Data, Technology and Architecture teams, the Service Owner will shape the future of Consumer Finance's modelling, data and analytical landscape, leveraging modern platforms, reusable frameworks, advanced analytics and emerging technologies to deliver better customer and business outcomes.

What do I need?

• Experienced leader with a strong track record of driving and delivering change.
• Extensive experience in credit risk modelling or model validation, including IRB, provisioning and scorecard models.
• Advanced knowledge of credit risk, APRA prudential standards, Basel and IFRS9.
• Strong stakeholder management and communication skills, with the ability to explain complex issues clearly and influence effectively.
• Strong problem-solving skills, with a results-focused and resourceful approach.
• Advanced SAS, R, Python, SQL and Excel skills; Git and Jupyter experience is advantageous.

Why join us?

We’re obsessed with becoming our customers #1 banking partner for life and we’re looking for people who are passionate about helping us achieve that goal. In return we’re committed to making Westpac the best place to work in the country. Here are just a few of the ways we’re already doing that:

• Special offers on banking products and discounts from top brands, including generous employee-only mortgage rates!
• Flexible work arrangements to help you achieve a greater work/life balance, and a variety of leave options including Culture, Lifestyle and Wellbeing leave.
• Tailored learning and development opportunities to help your grow your career within the bank.
• Lots of opportunities to ‘give back’ to the Community by getting involved in our many volunteering initiatives

We’re all about creating a supportive and inclusive community. We welcome everyone – no matter your age, gender, background, or abilities. We also provide additional support to welcome our veterans, Indigenous Australians and neurodiverse community.

If you need any adjustments during the recruitment process, you can find out more information and additional contact details by visiting the "People with Disability and/or needing Accessibility Requirements" page on our website.