Senior Wholesale Banking Credit Lead

Rabobank; Melbourne; On-site; AUD 150,000 - 210,000; Full time

Benefits offered by this job

Wellbeing leave

Education Assistance Program

Parental Leave

Bonus and Additional Leave

Extra Insurance

Rabo Workplace Giving program

Job summary

Rabobank Australia is seeking an Associate Director to join the Portfolio Management team within Wholesale Banking. The role embeds in deal teams to support origination, structuring and ongoing management of complex lending transactions across food & agribusiness, commodities and energy transition.

You will prepare high-quality credit submissions, analyse financial and non-financial risks, and participate in annual client reviews and portfolio monitoring.

Qualifications

• Degree in Finance, Accounting or related discipline.
• Strong wholesale banking experience and risk awareness.
• Solid credit judgment and risk assessment.
• Advanced financial analysis and problem solving.
• Excellent written and verbal communication with senior stakeholders.
• Collaborative, team-oriented mindset and relationship skills.
• Proactive, detail-oriented and deadline-driven.

Responsibilities

• Prepare clear credit submissions aligned with Rabobank's risk policies and standards.
• Analyse business, non-financial and sustainability risks; assess sector dynamics.
• Conduct detailed financial analysis, including forecasts and sensitivities.
• Evaluate group structures, entities and counterparty risk; determine PD/LGD.
• Support annual client reviews and portfolio monitoring; identify emerging risks.
• Collaborate with RMs, product specialists and risk teams on deal origination and management.

Skills

Credit risk assessment

Financial analysis

Written and verbal communication

Relationship building

Prioritization under deadlines

Education

Degree in Finance or Accounting

Postgraduate qualification desirable

Job description

Rabobank Australia is seeking an Associate Director to join the Portfolio Management team within Wholesale Banking. The role embeds in deal teams to support origination, structuring and ongoing management of complex lending transactions across food & agribusiness, commodities and energy transition.

You will prepare high-quality credit submissions, analyse financial and non-financial risks, and participate in annual client reviews and portfolio monitoring.