Senior Manager, Credit Risk, Business Lending

Bluefin Resources Pty; Sydney; Hybrid; AUD 180,000 - 240,000; Full time

Job summary

Bluefin Resources Pty seeks a Senior Manager, Credit Risk Assurance to lead independent reviews of credit risk across business, commercial and corporate lending within an internal audit framework. This senior role emphasizes evidence-based judgement and direct influence with senior leaders in a hybrid Sydney setting.

The position requires deep experience in business/commercial credit risk, regulatory awareness, and strong communication skills to present complex findings clearly to executives.

Qualifications

• Deep experience in business, commercial or corporate credit risk across lending portfolios.
• Strong grasp of credit-related prudential and regulatory requirements in banking.
• Ability to challenge senior stakeholders with evidence-backed insight.
• Excellent analytical and writing skills for clear reporting.
• Data-curious mindset; experience with SQL, SAS, Power BI or Tableau is advantageous.

Responsibilities

• Lead assurance reviews over credit risk management, lending practices and portfolio performance for business lending.
• Test whether credit frameworks and controls are fit for purpose and identify gaps.
• Spot emerging risks and trends and help the business get ahead of them.
• Build relationships with executives and senior stakeholders across frontline, risk and leadership teams.
• Use data to sharpen reviews and provide insight-driven assurance.
• Produce clear, balanced reports turning findings into practical recommendations.

Skills

Credit risk (business/commercial)

Regulatory knowledge

Analytical writing

Data analysis

SQL

Power BI

Tools

SQL

SAS

Power BI

Tableau

Job description

Senior Manager, Credit Risk, Business Lending

Senior Manager , Credit Risk Assurance (Business & Commercial Lending)

Sydney | Permanent | Hybrid

About the opportunity

A financial services organisation is looking for an experienced credit risk professional to join its internal audit function. In this senior role, you’ll be the independent voice on how well credit risk is being managed across business banking, spanning small business, commercial and corporate lending.

This isn’t a box-ticking audit role. You’ll be expected to form a view, back it with evidence, and take it to senior leaders with confidence. Your work will directly shape how the organisation understands and responds to credit risk, giving you real visibility and influence across the business.

What you’ll be doing

• Leading assurance reviews over credit risk management, lending practices and portfolio performance across the business lending book
• Testing whether credit frameworks, controls and decision‑making are fit for purpose, and calling out where they aren’t
• Spotting emerging risks and trends early, and helping the business get ahead of them
• Building trusted relationships with executives and senior stakeholders across the front line, risk and leadership teams
• Using data to sharpen your reviews, moving beyond sample testing to insight‑driven assurance
• Producing clear, balanced reporting that turns complex findings into practical recommendations

What you’ll bring

• Deep experience in business, commercial or corporate credit risk, whether from credit, risk, audit or a combination
• A strong grasp of credit‑related prudential and regulatory requirements and how they work in practice in a banking environment
• The presence and judgement to challenge constructively at senior levels, and to hold your position when it matters
• Excellent analytical and writing skills, with a talent for making complex issues easy to understand
• A data‑curious approach. Experience with tools such as SQL, SAS, Power BI or Tableau will be well regarded

Why apply?

• A high‑impact role where your expertise is valued and your opinion carries weight
• Exposure to senior leadership and a broad view across the organisation’s lending activities
• Hybrid working that offers genuine flexibility