Senior Credit Risk Architect, Private Banking

cba; Hobart, Sydney; Hybride; AUD 180 000 - 240 000; Plein temps

Résumé du poste

cba in Australia seeks a Senior Credit Risk Executive within Private Bank Credit Risk to support sophisticated clients and complex transactions. You will deliver independent Line 2 credit risk oversight and decisioning, partnering with Private Bankers to balance customer needs with risk controls.

The role covers Private, Business and Corporate Banking environments, assessing lending structures and providing commercial, risk-informed guidance.

Qualifications

• Significant credit risk experience gained within banking and financial services.
• Experience assessing complex lending transactions and large credit exposures.
• Strong exposure across Business/Corporate Banking and Retail or Private Banking credit environments.
• Advanced credit analysis, cash flow assessment and risk evaluation capability.
• Experience working with sophisticated customer structures and high-net-worth client segments.
• The confidence to exercise sound judgement and make balanced risk decisions.
• Strong stakeholder management skills and the ability to influence senior audiences.
• Exceptional written and verbal communication skills.
• A collaborative approach and a genuine passion for coaching and developing others.

Responsabilités

• Assess and approve complex credit transactions within delegated authority.
• Provide recommendations on larger and more complex exposures to senior credit authorities.
• Analyse sophisticated customer structures including companies, trusts, family groups and investment vehicles.
• Assess lending across residential and commercial property, operating businesses and investment portfolios.
• Identify underlying risks, structural weaknesses and downside scenarios within proposed transactions.
• Provide independent and constructive Line 2 challenge while maintaining a commercial mindset.
• Partner with Private Bankers and stakeholders to deliver balanced customer and risk outcomes.
• Present and defend credit recommendations to senior risk forums and decision-makers.
• Provide guidance on credit policy, risk appetite, servicing, security structures and risk mitigants.
• Coach and support colleagues, helping build broader credit capability across the business.

Connaissances

Significant credit risk experience

Experience assessing complex lending

Exposure across Banking environments

Advanced credit analysis

High-net-worth client experience

Sound judgement

Stakeholder management

Written and verbal communication

Coaching and developing others

Description du poste

cba in Australia seeks a Senior Credit Risk Executive within Private Bank Credit Risk to support sophisticated clients and complex transactions. You will deliver independent Line 2 credit risk oversight and decisioning, partnering with Private Bankers to balance customer needs with risk controls.

The role covers Private, Business and Corporate Banking environments, assessing lending structures and providing commercial, risk-informed guidance.