Senior Credit Analyst: Mortgage Lending & Complex Deals

Profusion Group; Melbourne; On-site; AUD 120,000 - 180,000; Full time

Job summary

Profusion Group in Melbourne CBD seeks an experienced Senior Credit Analyst to join the growing credit team. You will assess and process complex lending applications while supporting continuous improvement across credit operations.

The role requires extensive experience in credit analysis, mortgage lending, and strong stakeholder management. You will engage with brokers, sales teams and internal departments to drive efficient credit decisioning.

Qualifications

• Minimum 10 years' experience in credit analysis, underwriting or lending assessment.
• Experience in mortgage lending, banking or financial services environments.
• Strong understanding of mortgage lending and complex borrower structures including trusts and companies.
• Familiarity with loan origination platforms such as ApplyOnline.
• Exposure to specialist or non-conforming lending environments preferred.
• Strong stakeholder management and communication skills.
• Ability to manage multiple priorities in a fast-paced environment.
• Delegated Lending Authority (DLA) experience highly regarded.

Responsibilities

• Assess and submit consumer and business lending applications secured by residential property.
• Evaluate complex credit scenarios and workshop deals with senior stakeholders.
• Build relationships with brokers, sales teams and internal departments.
• Conduct detailed due diligence across lending applications.
• Ensure compliance with NCCP, AML/CTF and Privacy obligations.
• Identify opportunities to improve credit processes and operational efficiency.
• Support reporting requirements and operational excellence initiatives.

Skills

10+ years credit analysis

Mortgage lending knowledge

Complex borrower structures ( trusts,

Tools

ApplyOnline

Job description

Profusion Group in Melbourne CBD seeks an experienced Senior Credit Analyst to join the growing credit team. You will assess and process complex lending applications while supporting continuous improvement across credit operations.

The role requires extensive experience in credit analysis, mortgage lending, and strong stakeholder management. You will engage with brokers, sales teams and internal departments to drive efficient credit decisioning.