Senior Associate – Private Debt & Property Lending

PERSOL; Sydney; On-site; AUD 110,000 - 150,000; Full time

Job summary

PERSOL in Sydney is seeking an experienced Senior Associate to join a boutique private credit team on a permanent basis. The role focuses on diverse, property-backed lending transactions with emphasis on residential, childcare, and townhouse development financing.

You will form your own credit view, prepare recommendations, and present them for discussion before final approval by the Credit Committee. Growth into more senior client-facing duties is anticipated as the team expands.

Qualifications

• 3–4 years of credit, lending, or property analysis experience.
• Strong financial modelling and Excel skills.
• Excellent written and verbal communication.
• Attention to detail and time management.

Responsibilities

• Analyse incoming lending and equity transactions across residential, childcare, and townhouse development sectors.
• Conduct due diligence.
• Assess transactions and draft/review term sheets for borrowers and investors, ensuring documentation is accurate and agreements are properly executed.
• Form independent credit recommendations for presentation to the Credit Committee.
• Monitor and manage the existing loan portfolio, ensuring timely reviews and reporting.
• Ensure service level agreements are met.
• Handling ad-hoc queries.

Skills

Credit analysis

Financial modelling

Excel

Report writing

Attention to detail

Time management

Communication

Team player

Education

Degree in Finance or Economics

Tools

Excel

Job description

PERSOL in Sydney is seeking an experienced Senior Associate to join a boutique private credit team on a permanent basis. The role focuses on diverse, property-backed lending transactions with emphasis on residential, childcare, and townhouse development financing.

You will form your own credit view, prepare recommendations, and present them for discussion before final approval by the Credit Committee. Growth into more senior client-facing duties is anticipated as the team expands.