Private Credit Senior Associate — Property Lending & Analysis

Programmed GO; Sydney; On-site; AUD 120,000 - 180,000; Full time

Job summary

Programmed GO is seeking a Senior Associate to join its boutique Sydney-based private credit team on a permanent basis. The role focuses on diverse, property-backed lending transactions with emphasis on residential, childcare, and townhouse development.

Reporting to the Operations Manager, you will form independent credit views, prepare recommendations, and present them for discussion before final approval by the Credit Committee.

Qualifications

• Degree-qualified in Finance, Economics or a related field.
• 3-4 years experience in credit, lending, or property analysis. More experienced candidates also welcome
• Strong technical skills including financial modelling, Excel, and report writing

Responsibilities

• Analyse incoming lending and equity transactions across residential, childcare, and townhouse development sectors
• Conduct due diligence
• Assess transactions and draft/review term sheets for borrowers and investors, ensuring documentation is accurate and agreements are properly executed
• Form independent credit recommendations for presentation to the Credit Committee
• Monitor and manage the existing loan portfolio, ensuring timely reviews and reporting
• Ensure service level agreements are met
• Handling ad-hoc queries

Skills

Credit analysis

Attention to detail

Time management

Communication

Teamwork

Financial modelling

Excel

Report writing

Education

Finance or Economics degree

Tools

Excel

Financial Modelling

Reporting

Job description

Programmed GO is seeking a Senior Associate to join its boutique Sydney-based private credit team on a permanent basis. The role focuses on diverse, property-backed lending transactions with emphasis on residential, childcare, and townhouse development.

Reporting to the Operations Manager, you will form independent credit views, prepare recommendations, and present them for discussion before final approval by the Credit Committee.