Senior Associate – Private Credit & Property Lending

Programmed Maintenance Services; Sydney; On-site; AUD 120,000 - 170,000; Full time

Job summary

Programmed Maintenance Services – Sydney CBD NSW is hiring an experienced Senior Associate to review and assess lending transactions across residential, childcare, and townhouse development.

You will form independent credit views, prepare recommendations, and present them for discussion before final approval by the Credit Committee, with potential growth into more senior client-facing work as the team expands.

Qualifications

• Degree-qualified in Finance, Economics or a related field.
• 3-4 years experience in credit, lending, or property analysis. More experienced candidates also welcome.
• Strong technical skills including financial modelling, Excel, and report writing.
• Excellent attention to detail.
• Good time management.
• Strong written and verbal communication skills.
• Collaborative and good teamplayer.

Responsibilities

• Analyse incoming lending and equity transactions across residential, childcare, and townhouse development sectors.
• Conduct due diligence.
• Assess transactions and draft/review term sheets for borrowers and investors, ensuring documentation is accurate and agreements are properly executed.
• Form independent credit recommendations for presentation to the Credit Committee.
• Monitor and manage the existing loan portfolio, ensuring timely reviews and reporting.
• Handle ad‑hoc queries.

Skills

Credit analysis

Financial modelling

Excel

Attention to detail

Communication

Education

Degree in Finance or Economics

Tools

Excel

Job description

Programmed Maintenance Services – Sydney CBD NSW is hiring an experienced Senior Associate to review and assess lending transactions across residential, childcare, and townhouse development.

You will form independent credit views, prepare recommendations, and present them for discussion before final approval by the Credit Committee, with potential growth into more senior client-facing work as the team expands.