Senior Associate DSE- Emerging Corporate & Diversified

National Australia Bank; Sydney; Hybrid; AUD 120,000 - 180,000; Full time

Job summary

National Australia Bank is seeking a Senior Associate in the Deal Structuring and Execution team in Sydney, CBD. You will provide financial and risk analysis, manage complex lending submissions, and ensure accurate exposure assessment with DCA authority.

You will guide and mentor junior staff, participate in interviews with customers, and help structure facilities and term sheets while maintaining a commercial, risk-aware approach for the bank and its clients.

Qualifications

• End to end Credit submission preparation & client evaluation.
• Hold own DCA and will be required to use their DCA to jointly approve / support submissions direct to Credit or escalation to Associate Director DCA if outside of Senior Associates DCA.
• All required mandatory training and ongoing continuous training obligations are met to ensure that their DCA always remains full and effective.
• Involvement in interviews with customers and Relationship Team.
• Coaching, mentoring and development of Associate DS&E and Relationship Team around large and complex operations and financial analysis to improve knowledge and capability.
• Analysing and researching a wide range of Diversified Industries to improve knowledge and provide valuable information to the wider team, including customer and industry insights.
• Proactively manage risk and meet all policy and compliance requirements.
• Be able to manage and fulfil Relationship Tasks for Bankers and Customers.
• Contribute to Revenue and ROE growth: in line with PU; Including pricing considerations as part of file completion / approval to ensure exposure is providing appropriate returns based on tenor and crs.
• Risk and compliance management: in line with PU. Through attention to early warning signs including crs deterioration & market / industry disturbances.
• Indirect Reports: Support Associate Director DS&E and partner with Relationship teams. Senior Associate DS&E will be supported by Associate DS&E. Develop open working relationship with Credit Representatives.

Responsibilities

• Provide support to Associate Director DS&E and Relationship Teams.
• Provide financial and risk analysis, with detailed complex lending submissions of high quality.
• Ensure that all group exposures have been accurately assessed, with support from Associate Director DS&E as required.
• Ensure that a commercial approach is evident, to protect both clients and the Bank.
• Gather the correct and appropriate information from customers and the Relationship Team.
• Assist Relationship Team, Customer at discussion stage to put together structures, facilities, term sheets/NDA’s

Skills

Credit submission preparation & client

Hold own DCA & approvals

Training & compliance for DCA

Interviews with customers

Coaching & mentoring

Industry analysis (diversified)

Risk management

Relationship task management

Revenue & ROE focus & pricing

Risk & compliance management

Collaboration with Credit reps

Job description

• Outstanding opportunity to progress your career within Deal Structuring & Execution team
• Use your expertise in credit and lending to drive positive outcomes for our customers
• Full time opportunity based in Sydney, CBD

Our people are customer obsessed. They prioritise the needs and satisfaction of the customer above all else. Our mindset fosters innovation and creates strong, lasting customer relationships as we strive to be the most customer centric company in Australia and New Zealand.

In the role of Senior Associate- Emerging Corporate and Diverisfied, you will join the Deal Structuring and Execution team that’s doubling down on customer obsession.

Each day, you will go above and beyond to:

• Provide support to Associate Director DS&E and Relationship Teams.
• Provide financial and risk analysis, with detailed complex lending submissions of high quality.
• Ensure that all group exposures have been accurately assessed, with support from Associate Director DS&E as required.
• Ensure that a commercial approach is evident, to protect both clients and the Bank.
• Gather the correct and appropriate information from customers and the Relationship Team.
• Assist Relationship Team, Customer at discussion stage to put together structures, facilities, term sheets/NDA’s

We’re looking for the best and brightest to deliver the best for our customers. You’ll need experience in:

• End to end Credit submission preparation & client evaluation
• Hold own DCA (Delegated Commitment Authority) and will be required to use their DCA to jointly approve / support submissions direct to Credit or escalation to Associate Director DCA if outside of Senior Associates DCA.
• All required mandatory training and ongoing continuous training obligations are met to ensure that their DCA always remains full and effective.
• Involvement in interviews with customers and Relationship Team.
• Coaching, mentoring and development of Associate DS&E and Relationship Team around large and complex operations and financial analysis to improve knowledge and capability.
• Analysing and researching a wide range of Diversified Industries to improve knowledge and provide valuable information to the wider team, including customer and industry insights.
• Proactively manage risk and meet all policy and compliance requirements.
• Be able to manage and fulfil Relationship Tasks for Bankers and Customers.
• Contribute to Revenue and ROE growth: in line with PU; Including pricing considerations as part of file completion / approval to ensure exposure is providing appropriate returns based on tenor and crs.
• Risk and compliance management: in line with PU. Through attention to early warning signs including crs deterioration & market / industry disturbances.
• Indirect Reports: Support Associate Director DS&E and partner with Relationship teams. Senior Associate DS&E will be supported by Associate DS&E. Develop open working relationship with Credit Representatives.
• Key internal stakeholders: Regional Customer Executives, Managing Partners, and bankers across NAB Agribusiness, Credit, and specialists in various segments.

A diverse and inclusive workplace works better for everyone

We know that our people make us who we are. That’s why we have built a culture of equity and respect - where everyone feels valued and appreciated for being their authentic selves. In partnership with our multiple Employee Resource Groups (ERGs), we continue to foster an inclusive environment, where all NAB colleagues’ unique backgrounds and identities are understood, respected and celebrated. We are committed to providing an environment where you can work your way.

Join NAB

If you think this role is the right fit for you, we would love to hear from you. Please note candidate screening and interviews may be conducted prior to the closing date of the job advert. Unsolicited CVs from agencies will not be accepted.

"#LI- DNI"