Senior Associate- Corporate Property

NAB; Sydney; On-site; AUD 120,000 - 160,000; Full time

Job summary

NAB is seeking a Senior Associate in Credit Structuring & Execution NSW/ACT to specialise in structuring credit transactions and managing end-to-end processes. You will collaborate with Client Coverage and Product teams to deliver seamless client outcomes.

Ideal candidates bring strong credit and execution experience, solid Excel modelling, and a deep understanding of risk policies, APRA standards, and stakeholder management.

Qualifications

• Tertiary qualifications in Business or Finance.

Responsibilities

• Assist with structuring credit transactions and end-to-end process including credit submissions, financial analysis and modelling.
• Monitor risk profile and portfolio hygiene; ensure data accuracy.
• Review valuation reports and obtain sign-off from Valuations team when required.
• Submit monthly progress claims for construction transactions for approval.
• Coordinate workflow between Client Coverage, CSE, Product Specialists, Credit and client support teams.
• Keep informed on credit policy, credit and market risk and internal risk appetite.
• Embed quality and continuous improvement in CSE for credit submissions and turnaround times.
• Collaborate across the Enterprise to enhance NAB objectives and customer experience.
• Support coaching of Associates and Analysts to lift performance and capability.

Skills

Customer service

Relationship skills

Excel modelling

Deal structuring

Risk policies

Stakeholder management

Credit risk

Negotiation

Economic analysis

Education

Bachelor's degree in Business or Finance

Job description

• Bring your passion for Property finance to this role
• Progress your career within the Credit Structuring & Execution (‘CSE’) team
• Be recognised for your expertise while expanding your credit and deal‑structuring capability

Our people are customer obsessed. They work in close partnership to prioritise customer needs and deliver exceptional outcomes. This collaborative mindset enables innovation and builds enduring customer relationships supporting our ambition to be the most customer‑centric company in Australia and New Zealand.

In the role of Senior Associate, you will work closely with Credit Structuring & Execution NSW/ACT and Client Coverage team, contributing to key business priorities and continuously improving how we serve our customers.

You’ll Make An Impact Each Day By

• Assisting with the structuring of credit transactions and management of the end‑to‑end process, including the preparation of credit submissions, financial analysis and modelling, documentation and making recommendations to senior stakeholders
• Ongoing management and monitoring of the risk profile and requirements of assigned client groups, ensuring portfolio hygiene is kept to a high standard and system data is accurate
• Reviewing valuation reports and where required, submitting for sign‑off by our Valuations team
• Reviewing and submitting monthly progress claims for construction transactions for approval
• Workflow management between Client Coverage, CSE, Product Specialists, Credit, and client support teams to ensure a seamless client experience
• Maintaining an ongoing awareness of current credit policy, credit and market risk, and internal risk appetite
• Driving and embedding quality, consistency, and continuous improvement practices / activities in CSE, with emphasis on improving the quality of credit submissions, turnaround times and management of business risks
• Collaboration across the Enterprise to maximise the effectiveness of NAB’s objectives and deliverables, including a great customer experience
• Assisting with the coaching of Associates and Analysts within the team and others more broadly, to support high performance and an uplift in capability.
• Driving the desired Enterprise culture of trust, effective decision‑making, strategic agility and constructive challenging

You’ll Bring To This Role

• Tertiary qualifications, preferably with a degree in Business or Finance or a related discipline
• World‑class Customer service and relationship skills
• A passion for the Property sector, with experience in Property Finance or Corporate Finance (with Property Finance exposure).
• Cashflow lending skills are also highly desirable
• Extensive professional experience in the financial industry
• Excel modelling and deal structuring skills
• An understanding of, and dealing with, APRA Prudential standards, particularly APS112/113
• Previous experience successfully managing internal and external stakeholders
• Advanced understanding of Risk policies, including Credit Risk, Operational Risk, AML etc.
• Ability to understand and interpret economic and market factors and events
• Ability to understand complex proposals and provide solutions
• Sound negotiation and consultation experience
• Sound credit and execution experience

A diverse and inclusive workplace works better for everyone

We know that when our colleagues feel valued and celebrated for who they are, our customers experience banking that’s fairer, more accessible, and designed with who they are in mind. That’s why we’ve built a culture of inclusion and respect, where colleague voices are heard and valued, and everyone is supported to bring their authentic selves to work.

Join NAB

At NAB,we’recommitted to supporting our colleagues with a comprehensive range of benefits designed to help you thrive both professionally and personally, including enhanced leave options, wellbeing support, access to NAB Perks, and ongoing career development opportunities.