Senior Asset & Equipment Finance Credit Analyst

MARS PARTNERSHIP PTY. LTD.; Sydney; On-site; AUD 110,000 - 140,000; Full time

Job summary

MARS PARTNERSHIP PTY. LTD. is seeking an experienced Corporate Credit Analyst to join its credit team in Sydney. The role focuses on asset and equipment finance, balancing commercial outcomes with sound credit decisions and working closely with customers, vendors and internal stakeholders.

You will assess new and existing credit applications, structure transactions, write clear credit submissions and support policy improvements across lending structures, PPSR considerations and risk frameworks.

Qualifications

• 5+ years in asset, equipment or commercial finance.
• Experience assessing larger commercial exposures, typically $500k+.
• Strong financial analysis and credit assessment skills.
• Experience working with vendor, dealer or broker finance models.
• Understanding PPSR, security documentation and lending structures.
• Ability to write clear, concise credit submissions.
• Strong stakeholder management and negotiation skills.
• A degree in Finance, Accounting, Commerce or related discipline.

Responsibilities

• Assess and structure credit applications across asset and equipment portfolios.
• Conduct detailed financial analysis, modelling and risk assessments.
• Review financial, asset, security, legal and contractual risks.
• Prepare clear credit submissions and recommendations for senior authorities.
• Collaborate with sales, account management, legal, risk and operations teams.
• Assess and manage credit relationships across vendor, dealer and broker channels.
• Monitor customer and counterparty risk profiles and portfolio reviews.
• Support development and improvement of credit policies and risk frameworks.
• Provide credit guidance to stakeholders across the business.

Skills

Asset finance

Credit risk

Financial analysis

Stakeholder management

Credit submissions

Education

Finance / Accounting / Commerce degree

Tools

PPSR

Job description

MARS PARTNERSHIP PTY. LTD. is seeking an experienced Corporate Credit Analyst to join its credit team in Sydney. The role focuses on asset and equipment finance, balancing commercial outcomes with sound credit decisions and working closely with customers, vendors and internal stakeholders.

You will assess new and existing credit applications, structure transactions, write clear credit submissions and support policy improvements across lending structures, PPSR considerations and risk frameworks.