Senior AML/CTF Programs Lead - Hybrid

Bendigobank; Adelaide; Hybrid; AUD 180,000 - 240,000; Full time

Job summary

Bendigo Bank is seeking a senior leader for Financial Crime Risk to shape and evolve our AML/CTF programs, policies, and governance. You will interpret complex regulatory obligations and translate them into practical standards integrated across product, operations, and digital initiatives.

You will lead cross-functional collaboration across risk functions, advise on risk-based controls, and drive resilience through change initiatives.

Qualifications

• Extensive financial crime experience in banking or financial services.
• Experience designing and updating AML/CTF programs and policies.
• Strong knowledge of AML/CTF Act, AUSTRAC guidance, and international standards.
• Ability to translate regulatory requirements into practical guidance for business.
• Proven ability to communicate complex concepts clearly to diverse stakeholders.
• Collaborative leadership across 1LoA, 2LoA, and 3LoA.

Responsibilities

• Lead the design and evolution of enterprise AML/CTF programs and governance.
• Interpret regulatory developments and ensure alignment with FATF and AUSTRAC.
• Embed AML/CTF controls in product development and digital initiatives.
• Support resilience and business continuity in financial crime ecosystems.
• Provide advisory oversight to First Line operations and risk champions.
• Foster a high-performance, inclusive culture with strong risk ownership.

Skills

Banking experience

AML/CTF program

Regulatory & industry knowledge

Risk in change

Policy drafting

Communication & leadership

Education

Tertiary qualification in Business/Law/Finance/Risk Management

Industry certification in Financial Crime (ACAMS/CAMS, AFCS, ICA)

Job description

Bendigo Bank is seeking a senior leader for Financial Crime Risk to shape and evolve our AML/CTF programs, policies, and governance. You will interpret complex regulatory obligations and translate them into practical standards integrated across product, operations, and digital initiatives.

You will lead cross-functional collaboration across risk functions, advise on risk-based controls, and drive resilience through change initiatives.