Senior AML/CTF Compliance Lead — ANZ

Coinflip Preferred Llc; Melbourne; Hybrid; AUD 120,000 - 180,000; Full time

Benefits offered by this job

Hybrid work model

Office kitchen & snacks

Team events

Competitive salary + superannuation

Job summary

CoinFlip is seeking an experienced Compliance Officer for Australia and New Zealand, reporting to the MLRO. You will lead day-to-day AML/CTF operations, support licensing and complaints obligations, and drive regulatory engagement to keep CoinFlip compliant and protect customers from scams.

Based in Melbourne, you’ll join a team with a hybrid setup and contribute to risk assessments, program maintenance, and training.

Qualifications

• Bachelor's degree in finance, accounting, law, criminology, or related field.
• 4+ years AML/CTF experience in a reporting entity.
• Strong knowledge of AML/CTF Act 2006 (incl. 2024 amendments), AUSTRAC reporting obligations.
• Working knowledge of AFSL obligations, ASIC RGs and AFCA processes.
• Proven experience drafting SMRs/SARs and conducting complex financial crime investigations.
• Excellent written communication for regulators, executives and non-specialists.

Responsibilities

• Investigate transaction monitoring alerts and document risk-based decisions.
• Perform CDD/EDD and ongoing due diligence, including source-of-funds reviews.
• Identify and escalate scams, money mules, elder abuse and structuring.
• Draft and lodge SMRs/SARs and PTRs within required timeframes.
• Monitor AUSTRAC conditions, including transaction limits and scam warnings.
• Monitor AFSL obligations and licence conditions, including ASIC breach reporting.
• Manage internal dispute resolution and AFCA complaints, including responses and remediation.
• Maintain compliance registers for breaches, incidents and complaints.
• Conduct sanctions and adverse media screening and resolve potential matches.
• Use blockchain analytics to trace funds and assess wallet risk.
• Respond to AUSTRAC, law enforcement and information requests.
• Maintain AML/CTF program, policies and procedures; support the MLRO.
• Contribute to ML/TF risk assessments for products, channels and customers.
• QA/test analyst work and track remediation of findings.
• Prepare compliance MI and reporting for senior management.
• Track ANZ regulatory change and support implementation.
• Support audits, independent evaluations and regulatory reviews.
• Deliver AML/CTF and scam-awareness training.
• Mentor junior analysts and review case quality.

Skills

AML/CTF experience

Regulatory reporting

Financial crime investigations

Written communication

Risk assessment

Education

Bachelor’s degree in finance/accounting/law/criminology

Tools

Blockchain analytics platforms

Tableau

SQL

Excel/Power BI

Job description

CoinFlip is seeking an experienced Compliance Officer for Australia and New Zealand, reporting to the MLRO. You will lead day-to-day AML/CTF operations, support licensing and complaints obligations, and drive regulatory engagement to keep CoinFlip compliant and protect customers from scams.

Based in Melbourne, you’ll join a team with a hybrid setup and contribute to risk assessments, program maintenance, and training.