Risk Consultant

HIF; Perth; Hybrid; AUD 100,000 - 150,000; Full time

Benefits offered by this job

13% superannuation

Subsidised health insurance

WFH days with Nine Day Fortnight

Birthday leave

Diverse leave entitlements

Social Club

Study assistance

PAW Days

Modern office near Perth CBD

Job summary

Health Insurance Fund of Australia (HIF) is seeking a Risk Consultant to support the Risk Manager and the Risk & Compliance team. You will strengthen risk practices, embed the Risk Management Framework, and provide insights into risk and internal control across the business.

You will collaborate with stakeholders, review risk assessments, identify control gaps and recommend practical improvements to enhance risk awareness and accountability.

Qualifications

• Two years+ experience in risk, risk and compliance, or related role.
• Knowledge of AS/NZS ISO 31000:2018 and APRA CPS 220/230 prudential standards.
• Experience developing or enhancing risk management frameworks.
• Ability to analyse business processes, identify control gaps and propose improvements.
• Experience in risk assessment, mitigation, investigation and remediation.
• Strong written and verbal communication skills for policies, procedures and reports.
• Comfort working with data to identify trends and support risk reporting.
• Experience with internal audit, process improvement or ERM systems such as Protecht.ERM is preferred.

Responsibilities

• Support the Risk Manager and Risk & Compliance team to strengthen risk practices.
• Maintain and embed the Risk Management Framework across the business.
• Provide independent challenge of risk assessments and risk register reviews.
• Identify control gaps and recommend practical improvements.
• Support second-line control assurance activities and risk reporting.

Skills

Risk management

AS/NZS ISO 31000

APRA CPS 220

Data analysis

Policy writing

Stakeholder engagement

Education

Bachelor's degree in finance, risk, or related field

Tools

Protecht.ERM

Microsoft Office

Job description

We’re the Health Insurance Fund of Australia, but our friends call us HIF and we have an exciting opportunity for a Risk Consultant with great people skills, to join our team.

What we are looking for in you:

As Risk Consultant, you’ll support the Risk Manager and broader Risk and Compliance team to strengthen HIF’s risk management practices and support our strategic objectives.

You’ll help maintain and enhance HIF’s Risk Management Framework, embed risk management into business practices, and provide insights into our risk and internal control environment.

Working collaboratively with stakeholders across the business, you’ll provide independent review and challenge of risk assessments, support the review and monitoring of risk register and treatment actions, identify control gaps and recommend process improvements. You’ll also support second-line control assurance activities, risk culture assessments and reporting, helping to build risk awareness, accountability and capability across HIF.

This is an opportunity to contribute to a proactive risk culture, working closely with the business to identify opportunities for improvement and ensure risks are effectively managed.

This is a full time, permanent position.

Key responsibilities:

You’re an analytical and collaborative risk professional who can build effective relationships, challenge constructively and translate risk reporting into insights and practical recommendations. You’re comfortable working with stakeholders across different business areas and have the communication skills to make risk management clear, relevant and actionable.

You’ll also bring:

• At least two years’ experience in a risk, risk and compliance, or related role, ideally within financial or professional services.
• Knowledge of AS/NZS ISO 31000:2018 and a good working understanding of APRA’s CPS 220 and CPS 230 prudential standards.
• Experience supporting the development, implementation and continuous improvement of risk management frameworks.
• The ability to analyse business processes, identify control gaps and recommend practical improvements.
• Experience in risk assessment, mitigation, investigation and remediation.
• Strong written and verbal communication skills, including the ability to draft clear policies, procedures and reports.
• Confidence working with data to identify trends, draw insights and support risk reporting.
• Proficiency in Microsoft Office and a practical, solutions-focused approach to problem-solving.
• Experience in internal audit, process improvement or enterprise risk management systems such as Protecht.ERM will be highly regarded.

About HIF:

HIF is a close-knit, member-owned organisation with a team of 125 passionate employees, headquartered on Stirling Street, just a stone’s throw from the Perth CBD. We are a values-driven organisation where our culture is built on trust, open communication, and supporting each other to do our best work - because we know that when our people thrive, so do our members.

In 2025, HIF was recognised as an Employer of Choice, acknowledging our commitment to creating a workplace where people feel supported, valued and able to thrive. We have also proudly held Inclusive Employer certification from the Diversity Council of Australia since 2023.

While these certifications matter, what matters most to us is that they reflect the real, everyday experience of our people. At HIF, inclusion and culture are not just policies or frameworks - they are lived through the way we lead, support one another, and show up for our people each day. Joining HIF means contributing to a workplace where people feel supported, challenged, and inspired to make a real difference every day.

As a member of our team, you’ll enjoy:

• A generous 13% superannuation contribution
• Subsidised health insurance cover
• Flexibility of Working from Home (WFH) days, Additional Purchased Leave and Nine Day Fortnight
• Birthday leave to celebrate your special day
• A variety of leave entitlements, including cultural, reproductive, volunteering leave and more
• Fun and inclusive social events through our Social Club
• Study assistance to support your learning
• PAW Days - bring your furry friend to work!
• A modern, community focused office close to Perth CBD with excellent transport access

Applications close 9 November 2026.

Aboriginal and Torres Strait Islander peoples are encouraged to apply for this opportunity. HIF encourages cultural diversity and is an equal opportunity workplace. We are committed to creating an inclusive culture for all employees.