Product Manager: Government Home Lending Schemes

Teachers Mutual Bank; Sydney; On-site; AUD 120,000 - 170,000; Full time

Job summary

Teachers Mutual Bank Limited in Sydney seeks a Product Manager for Home Lending Government Schemes to shape products that support Australians' path to home ownership, integrating strategy, customer insight and governance in a regulated environment.

You will work across Home Lending, monitor government schemes, translate policy changes into well-managed solutions, and build relationships with government agencies and internal teams.

Qualifications

• Experience in product management within Home Lending or Retail Banking.
• Experience developing product strategies and delivering product enhancements or change initiatives.
• Ability to interpret portfolio, customer and market data and turn it into clear product recommendations.
• Experience working with risk, regulatory and product governance requirements.
• Strong stakeholder engagement skills, including the ability to communicate recommendations and influence decisions across different business areas.

Responsibilities

• Manage and enhance government-supported home lending products across their lifecycle, contributing to product strategy, roadmaps and portfolio priorities.
• Monitor scheme utilisation, customer trends, competitor activity and portfolio performance, turning data into recommendations that inform product, pricing and investment decisions.
• Assess government policy and scheme changes, coordinating implementation across product, operations, technology, distribution and other impacted areas.
• Use customer feedback, complaints and operational insights to identify pain points and deliver improvements to home lending journeys, processes and communications.
• Manage product governance activities including documentation, product reviews, scheme obligations, controls and reporting, ensuring risks and regulatory impacts are identified and addressed.
• Build effective relationships with government agencies, scheme administrators and internal stakeholders to support ongoing scheme participation, change and new opportunities.

Skills

Product management

Stakeholder engagement

Risk and regulatory understanding

Data-driven decision making

Education

Bachelor's degree

Job description

Teachers Mutual Bank Limited in Sydney seeks a Product Manager for Home Lending Government Schemes to shape products that support Australians' path to home ownership, integrating strategy, customer insight and governance in a regulated environment.

You will work across Home Lending, monitor government schemes, translate policy changes into well-managed solutions, and build relationships with government agencies and internal teams.