Mortgage Broker Or Experienced Parabroker

Refyne Loans; Sydney; Hybrid; AUD 90,000 - 130,000; Full time

Benefits offered by this job

Quality investor leads provided

Strong career and earning potential

Clear pathway into broking

Job summary

Refyne Loans in Sydney seeks a Mortgage Broker, experienced Parabroker or Credit Analyst to join a team that secures over $100 million annually. You will handle quality investor leads and apply strong lending knowledge in a collaborative, hybrid setup (3 days in office, 2 days remote) at Macquarie Park, Sydney.

Key responsibilities include assessing complex credit scenarios, structuring diverse loan products, and working with lenders to maximize approvals.

Qualifications

• 2–3 years of experience in mortgage broking or related lending roles.
• Certificate IV in Finance & Mortgage Broking.
• Strong foundations in residential and investment lending, including credit assessment and loan structuring.
• Experience across self-employed lending, commercial finance, bridging, construction or private lending is a plus.

Responsibilities

• Assess credit applications across self-employed borrowers and complex income structures.
• Structure lending solutions across residential, investment, commercial, bridging and private lending.
• Collaborate with BDMs, credit teams, lenders to workshop scenarios.
• Take deals from initial assessment through to approval.
• Analyse financials, servicing, security positions and funding requirements using tools.
• Develop lending strategies for complicated scenarios including self-employed, bridging, construction or development funding.
• Stay across the lending landscape across residential, commercial, specialist and private lending.
• Provide ongoing support as a trusted lending resource for clients and the team.

Skills

Analytical skills

Problem solving

Client communication

Lending knowledge

Education

Certificate IV in Finance & Mortgage Broking

Tools

BrokerEngine

Quickli

FLEX

ApplyOnline

Australian lender platforms

Job description

Mortgage Broker Or Experienced Parabroker

Refyne is looking for a Mortgage Broker, experienced Parabroker or Credit Analyst to join a team of brokers who settle over $100 million annually. This is an opportunity to work alongside an experienced team, be handed quality investor leads, and bring your lending knowledge into a growing brokerage. You'll work in a hybrid arrangement (3 days office, 2 days work from home - Tuesday & Thursday) at Macquarie Park, Sydney.

Key responsibilities

Assess credit applications across self-employed borrowers, complex income structures, company and trust borrowers, portfolio investors and scenarios requiring deeper credit analysis

Structure lending solutions across residential, investment, commercial, bridging finance, construction and development funding, private lending and specialist finance

Work directly with BDMs, credit teams, commercial lenders, specialist funders and private lenders to workshop scenarios and find solutions for deals outside standard offerings

Take lending scenarios from initial assessment through to approval, identifying lender requirements and presenting deals to maximise approval chances

Analyse financials, structures, servicing, security positions and funding requirements using tools like BrokerEngine and Quickli

Develop lending strategies for clients with complicated scenarios including self-employed borrowers, bridging finance, construction projects, commercial property acquisition and private lending solutions

Stay across the lending landscape across residential, commercial, specialist and private lending, monitoring changing credit appetites

Provide ongoing support as a trusted lending resource for clients and the broader team, sharing knowledge and identifying solutions across wider lending scenarios

About you

2-3 years of experience across mortgage broking, parabroking, credit analysis, banking or a similar lending role

Certificate IV in Finance & Mortgage Broking

Strong foundations in residential and investment lending, including credit assessment, servicing, lender policy and loan structuring

Broader technical lending experience across one or more areas such as self-employed lending, commercial finance, bridging finance, construction or development funding, private or specialist lending, SMSF lending, company and trust structures or complex income scenarios

Strong analytical and problem-solving skills, with the ability to research policy, workshop scenarios with lenders and identify solutions where the answer isn't immediately obvious

Confidence communicating with clients, BDMs and credit teams, including explaining more involved lending strategies clearly and effectively

A proactive, commercially minded approach and strong attention to detail

Experience with BrokerEngine, Quickli, FLEX, ApplyOnline and Australian lender platforms would be highly regarded

About us

Refyne specialises in investor lending - helping Australians purchase property, access equity and structure their finance as they build their property portfolios. Clients range from first-time investors through to experienced portfolio investors, business owners and clients with more sophisticated lending requirements. The team is backed by quality leads from Search Property, a leading Australian Buyers Agency.

Quality investor leads provided

Strong career and earning potential as the business grows

Clear pathway into broking for experienced Parabrokers and Credit Analysts

Opportunity to bring specialist lending knowledge into a growing team and help expand lending capability

Work with property investors and a broad range of lending scenarios

Modern Macquarie Park office with a campus-style vibe including gym, cafés and childcare

Hybrid flexibility with a collaborative, ambitious team