Mortgage Broker

Finance For Tomorrow; Blacktown; Hybrid; AUD 80,000 - 120,000; Full time

Job summary

Finance For Tomorrow (FFT) is seeking a full-time Mortgage Broker for a hybrid role based in Sydney, with offices in Five Dock or Rooty Hill. You will consult with clients, assess borrowing capacity, and recommend loan products.

Responsibilities include preparing loan applications, liaising with lenders through settlement, performing debt consolidation analysis, and supporting mortgage marketing and regulatory compliance.

Qualifications

• Experience as a Mortgage Broker within a brokerage environment.
• Knowledge of residential and commercial lending and general finance principles.
• Experience with debt consolidation and restructuring of loans.
• Exposure to mortgage marketing and client acquisition support.
• Formal finance or business qualifications (e.g., Cert IV in Finance & Mortgage Broking).
• Solid understanding of lending policies and regulatory requirements in Australia.
• Excellent interpersonal, negotiation, and communication skills.
• Strong analytical skills with attention to detail.
• Comfort with hybrid work and using digital tools.

Responsibilities

• Consult with clients to understand financial goals and borrowing capacity.
• Prepare and submit loan applications and liaise with lenders.
• Manage the loan process through to settlement.
• Conduct debt consolidation assessments and review existing loan structures.
• Contribute to mortgage marketing activities and client education.
• Maintain accurate records and regulatory compliance.
• Provide ongoing client support.

Skills

Mortgage broker experience

Finance product knowledge

Debt consolidation experience

Mortgage marketing exposure

Client communication

Analytical skills

Education

Finance or Business qualification

Job description

Finance For Tomorrow (FFT) is an independent finance brokerage firm focused on simplifying complex financial products and educating clients so they can make confident decisions. With a team bringing over 40 years of combined experience, FFT delivers a unique, full-service brokerage experience across Inner Sydney, North Western Sydney, and nationwide. The company provides a curated suite of finance solutions, including residential and commercial loans as well as personal and business finance. FFT takes a dynamic, innovative, and client-centric approach, aiming to be a leading name in the industry. The team is dedicated to empowering clients with insights and ongoing support throughout their buying, selling, investing, leasing, and financing journeys.

Role Description This full-time Mortgage Broker role is a hybrid work arrangement, combining office-based work with some work from home. You have the flexibilty to choose from working either from our Five Dock or Rooty Hill office. The Mortgage Broker will consult with clients to understand their financial goals, assess their borrowing capacity, and recommend suitable loan and finance products. Daily responsibilities include preparing and submitting loan applications, liaising with lenders and other stakeholders, and managing the process through to settlement. The role involves conducting debt consolidation assessments, reviewing existing loan structures, and identifying opportunities to improve clients’ financial positions. The Mortgage Broker will also contribute to mortgage marketing activities, maintain accurate records and regulatory compliance, and provide ongoing client support and education.

Qualifications

• Strong mortgage brokerage capabilities, including experience as a Mortgage Broker and working within a Brokerage environment.
• Practical knowledge of finance solutions, including residential and commercial lending and general Finance principles.
• Experience with debt solutions, including Debt Consolidation and restructuring of existing loans.
• Exposure to Mortgage Marketing or related activities, with the ability to support client acquisition and retention.
• Relevant qualifications in finance, business, or a related field (e.g., Certificate IV in Finance and Mortgage Broking or equivalent).
• Sound understanding of lending policies, credit assessment, and regulatory requirements within the Australian finance sector.
• Excellent interpersonal, negotiation, and communication skills, with a client-centric and ethical approach.
• Strong analytical skills, attention to detail, and the ability to manage multiple client files and deadlines.
• Comfort with hybrid work, including effective time management and use of digital tools to collaborate and service clients.