Lead, Home Lending Credit Risk Automation

CommBank

Sydney

On-site

AUD 150,000 - 210,000

Full time

4 days ago

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Job summary

CommBank is seeking a Manager, Home Lending Credit Risk Automation to shape how home loan applications are assessed and processed. You will use analytics, policy and automation to simplify policy, strengthen rules and reduce manual intervention.

You will partner with Credit Risk, Analytics, Operations, Product and Technology to deliver more efficient, consistent and customer-focused lending decisions. This newly formed team focuses on analytics-driven decisioning in home lending.

Qualifications

Experience in mortgage lending, credit risk, lending policy or credit strategy
Understanding of responsible lending obligations and risk frameworks
Experience developing or implementing lending policies or business rules
Ability to influence stakeholders and drive change

Responsibilities

Review policies, processes and rules to improve automated decisioning
Translate analytics findings into policy and operational improvements
Support decision engine and rule optimisation initiatives
Collaborate with analysts to identify trends and bottlenecks in application journeys
Prepare recommendations and implementation plans for stakeholders
Assess impacts of proposed changes on customers, risk and operations
Support automation and process improvement initiatives
Monitor outcomes and identify opportunities to improve performance