Hybrid Credit Assessor – Lending Decisions

People'S Choice; Melbourne; Hybrid; AUD 70,000 - 110,000; Full time

Benefits offered by this job

Flexibility and hybrid work

Discounts on banking & health services

Training & study support

Generous leave benefits

Wellbeing program

Volunteer program

Peer recognition

Job summary

People First Bank is seeking motivated Credit Assessors to join our Lending Assessment team across Australia, offering hybrid work arrangements from Brisbane, Toowoomba, Adelaide or Melbourne. You will assess and progress lending applications with sound credit judgement within your delegated lending authority.

You’ll work across different lending products and channels, delivering accurate processing, maintaining regulatory compliance and striving for excellent customer outcomes in a fast-paced

Qualifications

• Strong knowledge of credit risk, responsible lending and compliance requirements.
• Experience in retail lending and credit decisioning.
• Experience with third party and broker channels.
• Experience operating under a Delegated Lending Authority (DLA).
• Ability to interpret and apply lending policies, procedures and decision frameworks.
• Strong analytical, organisational and decision‑making skills, with high level of attention to detail.
• Excellent communication, coaching and relationship management skills.

Responsibilities

• Assess lending applications, applying credit policy and delegated authority.
• Deliver accurate, efficient application processing and clear stakeholder communication.
• Maintain high standards of quality, accuracy and compliance with regulatory requirements.
• Manage workflow and priorities to meet service standards and turnaround times.
• Collaborate with colleagues to share knowledge and support a high-performing team.
• Identify opportunities for process improvement and better customer outcomes.

Skills

Credit risk knowledge

Retail lending

Credit decisioning

Broker channels

Delegated Lending Authority (DLA)

Policy interpretation

Analytical skills

Communication & relationship mgmt

Job description

People First Bank is seeking motivated Credit Assessors to join our Lending Assessment team across Australia, offering hybrid work arrangements from Brisbane, Toowoomba, Adelaide or Melbourne. You will assess and progress lending applications with sound credit judgement within your delegated lending authority.

You’ll work across different lending products and channels, delivering accurate processing, maintaining regulatory compliance and striving for excellent customer outcomes in a fast-paced