Head of Credit & Underwriting – Mortgage Growth

JS Careers Pty; Sydney; On-site; AUD 180,000 - 250,000; Full time

Job summary

JS Careers is seeking a newly created Head of Credit role for one of Australia’s leading non-bank lenders in Sydney. This executive position will own the end-to-end credit underwriting function, leading a team of underwriters to ensure high-quality mortgage decisions that comply with policy and regulatory obligations while expanding the loan book.

The role requires substantial experience in credit underwriting for residential mortgages, with leadership capabilities to coach and develop a

Qualifications

• Minimum 10 years of experience in credit underwriting or similar leadership roles.
• Experience with residential mortgage lending, preferably with non-bank or specialist lenders.
• Strong understanding of responsible lending obligations and regulatory framework.

Responsibilities

• Own the credit underwriting function and ensure quality and consistency of decisions.
• Ensure all lending decisions meet credit policy and regulatory obligations.
• Apply flexible, commonsense credit assessment across target segments.
• Make and support complex credit decisions; act as escalation point for the team.
• Lead, coach and develop a team of credit underwriters.

Skills

Credit underwriting

Leadership

Regulatory knowledge

Stakeholder management

Job description

JS Careers is seeking a newly created Head of Credit role for one of Australia’s leading non-bank lenders in Sydney. This executive position will own the end-to-end credit underwriting function, leading a team of underwriters to ensure high-quality mortgage decisions that comply with policy and regulatory obligations while expanding the loan book.

The role requires substantial experience in credit underwriting for residential mortgages, with leadership capabilities to coach and develop a