Senior Analyst, Credit, Market and Liquidity Risk

Cuscal Limited; Sydney; On-site; AUD 140,000 - 200,000; Full time

Benefits offered by this job

Recognition and growth

Wellbeing initiatives

Diversity and inclusion

Job summary

Cuscal Limited is seeking a Senior Analyst, Credit, Market and Liquidity Risk in Sydney. You will deliver reliable risk analyses and reports for management, ALCO and the Board, building models, dashboards and data-driven insights across credit, market and liquidity risk.

You will translate complex data into practical recommendations, strengthen data quality, and automate processes with testing and controls. A finance/data science background is essential for success in this role.

Qualifications

• At least five years of analytics, insights and reporting experience within banking or financial services.
• Experience in financial risk management, risk reporting or analytics with understanding of credit, market and liquidity risk.
• Advanced capability across Databricks, Power BI, Excel, SQL or Python.
• Experience developing repeatable analytical models, dashboards and reporting solutions.
• Ability to translate complex analysis into clear insights for senior stakeholders.
• Working knowledge of regulatory requirements and industry standards relevant to financial risk reporting.
• Experience documenting requirements, testing solutions and supporting implementation and process improvement.
• A tertiary qualification in finance, business, computer science, data science, software or related discipline.

Responsibilities

• Prepare and analyse credit, market and liquidity risk reporting to support regulatory obligations and management decisions.
• Develop financial, statistical and advanced analytical models, dashboards and reports.
• Translate complex financial risk data into clear insights and practical recommendations.
• Strengthen data quality through reconciliations, validation checks and documented controls.
• Automate analytical and reporting processes to improve reliability and reduce manual intervention.
• Apply machine learning and AI where appropriate with suitable testing, controls and human review.
• Support scenario analysis, stress testing and risk model validation.
• Document business requirements, calculation logic, data lineage and acceptance criteria.
• Collaborate with business, risk, data and technology teams to resolve data dependencies and deliver reporting improvements.
• Produce clear and insightful reporting for senior management, committees and the Board.

Skills

Analytics

Insights reporting

Stakeholder engagement

Financial services knowledge

Education

Tertiary qualification in finance, business, computer science, data science or related field

Tools

Databricks

Power BI

Excel

SQL

Python

Job description

Senior Analyst, Credit, Market and Liquidity Risk

• Full-time

Forward with Cuscal

At Cuscal, our Commercial and Business teams are the backbone of our organisation. From supporting clients and driving growth to ensuring compliance, managing finances and fostering a positive workplace culture, our people play a vital role in achieving our commercial objectives while staying true to our values.

If you’re looking for a role where your analytical skills and ideas can make a real impact, join us to help shape the future of payments in Australia.

As our Senior Analyst, Credit, Market and Liquidity Risk, you’ll support the delivery of reliable financial risk analysis, reporting and insights for management, ALCO and the Board. Reporting to the Senior Manager, Market and Liquidity Risk, you’ll combine sound risk judgement with technical expertise to strengthen data quality, improve reporting controls and explain key risk drivers.

You’ll also make an impact by:

• Preparing and analysing credit, market and liquidity risk reporting to support regulatory obligations and management decisions


• Developing financial, statistical and advanced analytical models, dashboards and reports


• Translating complex financial risk data into clear insights and practical recommendations


• Strengthening data quality through reconciliations, validation checks and documented controls


• Automating analytical and reporting processes to improve reliability and reduce manual intervention


• Applying machine learning and AI where appropriate with suitable testing, controls and human review


• Supporting scenario analysis, stress testing and risk model validation


• Documenting business requirements, calculation logic, data lineage and acceptance criteria


• Partnering with business, risk, data and technology teams to resolve data dependencies and deliver reporting improvements


• Producing clear and insightful reporting for senior management, committees and the Board.

What you’ll bring

To succeed in this role, you’ll have:

• At least five years of experience in analytics, insights and reporting within banking or financial services


• Experience in financial risk management, risk reporting or analytics with an understanding of credit, market and liquidity risk


• Advanced capability across tools such as Databricks, Power BI, Excel, SQL or Python


• Experience developing repeatable analytical models, dashboards and reporting solutions


• The ability to translate complex analysis into clear insights for senior stakeholders


• Working knowledge of regulatory requirements and industry standards relevant to financial risk reporting


• Strong stakeholder engagement skills with the ability to work across risk, business, data and technology teams


• Experience documenting requirements, testing solutions and supporting implementation and process improvement


• A tertiary qualification in finance, business, computer science, data science, software or a related discipline.

You’ll stand out from the crowd if you also bring:

• Knowledge of treasury systems, data flows and reporting processes


• Exposure to Murex, Calypso or an equivalent treasury platform


• Experience supporting treasury risk regulatory reporting, remediation or transformation initiatives


• Practical experience applying automation, machine learning or AI within controlled analytical processes.

Why Cuscal?

At Cuscal, you’ll find a strong, successful company that’s reimagining the future. And our team is right there at the heart of it all.

Here, you’ll deliver or supportinteresting, ground-breaking workthat hasreal impact- on Australia’s financial services sector and the millions of customers it serves.

You’ll innovate alongsideskilled, smart, connected teams.

And you’ll build animpressive, fulfilling careerthat continues to grow.

You’ll also enjoy a range of benefits, including:

• Recognition and growth: Celebrate achievements through IGNITE and grow with tailored development opportunities.


• Wellbeing focus: Access initiatives supporting physical, mental, and financial health, plus discounts via ‘Cuscal Advantage.’


• Diversity and inclusion: Join a workplace that values different perspectives and flexible work arrangements.

Join us and reimagine the future

Cuscal is an equal opportunity employer committed to an equitable, diverse, and socially inclusive work environment and a positive, barrier-free recruitment process.

We welcome applicants from an Aboriginal and Torres Strait Islander heritage, people living with a disability, LGBTQIA+ and people from culturally diverse backgrounds to explore career opportunities with Cuscal.