Credit Specialist & Process Architect

FinTalent; Sydney; On-site; AUD 80,000 - 100,000; Full time

Job summary

FinTalent in St Leonards, Sydney, is hiring a Credit Analyst / Para Broker for an office-based, permanent role. You will take files from brokers, work through financials, payslips and bank statements, assess servicing, and write clear submissions to lenders.

You will train and lift the offshore team, shape credit processes, and play a path into broking, operations or management as the business grows. 80-100k + super, full-time, reporting to the founder.

Qualifications

• At least 3 years in residential credit inside a brokerage.
• NCCP residential lending experience; commercial background not suited.
• Demonstrated stability in prior roles; long-term focus.

Responsibilities

• Taking files from the brokers and working through financials, payslips and bank statements.
• Assessing servicing and policy across the lender panel.
• Writing credit comments and submissions that go in clean.
• Handling lender questions, missing information and exceptions through to approval.
• Mostly residential: first home buyers, next home, investors, SMSF lending, occasional commercial deals.
• Speaking with clients by phone and in meetings; clear communication is essential.
• Covering the pipeline when principals travel and training the offshore team.

Skills

Credit policy knowledge

Client communication

Job description

FinTalent in St Leonards, Sydney, is hiring a Credit Analyst / Para Broker for an office-based, permanent role. You will take files from brokers, work through financials, payslips and bank statements, assess servicing, and write clear submissions to lenders.

You will train and lift the offshore team, shape credit processes, and play a path into broking, operations or management as the business grows. 80-100k + super, full-time, reporting to the founder.