Credit Risk Analyst: Portfolio & Reporting (Hybrid, 12m)

HR Partners; Sydney; Hybrid; AUD 90,000 - 130,000; Full time

Job summary

HR Partners is seeking a Credit Risk Analyst (Portfolio & Reporting) for a 12‑month contract in Sydney, with a hybrid work model requiring three days per week in the Sydney CBD office.

Reporting to the Retail Credit Risk Manager, you will deliver portfolio monitoring, identify risk trends, and build reporting capabilities across retail and SME portfolios, contributing to risk discussions and automation initiatives.

Responsibilities

• Portfolio Monitoring & Insights (40%): Analyse arrears, hardship, Stage 2/3 transitions, and early warning metrics across mortgages, cards, personal, and business lending. Provide executive commentary for risk committees.
• SME Capability Build (25%): Partner with data owners to design new risk metrics, improve data coverage, and build dashboards for evolving SME portfolios.
• Month-End Delivery (25%): Execute monthly risk reporting, resolve reconciliation issues, and maintain data controls.
• Initiatives & Automation (10%): Support regulatory data projects and implement reporting automation.

Job description

HR Partners is seeking a Credit Risk Analyst (Portfolio & Reporting) for a 12‑month contract in Sydney, with a hybrid work model requiring three days per week in the Sydney CBD office.

Reporting to the Retail Credit Risk Manager, you will deliver portfolio monitoring, identify risk trends, and build reporting capabilities across retail and SME portfolios, contributing to risk discussions and automation initiatives.