Credit Risk Analyst (Portfolio & Reporting)

Randstad; Sydney; Hybrid; AUD 110,000 - 140,000; Full time

Job summary

Randstad is seeking a Credit Risk Analyst to deliver portfolio monitoring and risk reporting for retail and SME portfolios. The role includes deep-dive performance analysis, dashboard enhancements, and monthly risk reporting with data controls, based in Sydney with a hybrid work model (3 days in-office).

Applicants should have 3+ years in credit risk analytics, strong SQL, and experience building dashboards in Tableau or Power BI, plus a quantitative degree and Australian work rights.

Qualifications

• 3+ years in credit risk analytics or risk reporting.
• Experience with retail or SME lending portfolios.
• Strong SQL and data validation capabilities.
• Dashboard development in Tableau or Power BI.

Responsibilities

• Portfolio monitoring and insights across mortgages, cards, personal and business lending.
• Design risk metrics with data owners and build SME dashboards.
• Execute monthly risk reporting and maintain data controls.
• Support regulatory data projects and reporting automation.

Skills

SQL

Data validation

Analytical thinking

Communication

Risk analysis

Education

Statistics

Mathematics

Economics

Data Science

Tools

Tableau

Power BI

Job description

Credit Risk Analyst (Portfolio & Reporting)

• 12 Month Contract
• Deep-dive performance analysis and dashboard enhancements.
• Hybrid Model: Sydney CBD office 3 days per week.

The Company

This bank is a tier-one financial institution recognised for its digital-first culture and customer focus. You will join a collaborative, flat-structured risk team that empowers analysts to directly influence lending strategy and decision-making.

The Role

Reporting to the Retail Credit Risk Manager, you will deliver portfolio monitoring, investigate underlying risk trends, and build reporting capabilities across retail and expanding SME portfolios.

Key Responsibilities:

• Portfolio Monitoring & Insights (40%): Analyse arrears, hardship, Stage 2/3 transitions, and early warning metrics across mortgages, cards, personal, and business lending. Provide executive commentary for risk committees.
• SME Capability Build (25%): Partner with data owners to design new risk metrics, improve data coverage, and build dashboards for evolving SME portfolios.
• Month-End Delivery (25%): Execute monthly risk reporting, resolve reconciliation issues, and maintain data controls.
• Initiatives & Automation (10%): Support regulatory data projects and implement reporting automation.

Your Experience

Background: 3+ years in credit risk analytics, portfolio monitoring, or risk reporting within banking or financial services. Experience with retail or SME lending portfolios required.

Technical Skills: Strong SQL and data validation capabilities. Hands-on experience developing dashboards in Tableau or Power BI.

Analytical Mindset: Proven ability to investigate the "why" behind data anomalies and translate numbers into commercial risk insights.

Communication: Ability to articulate complex risk trends clearly to policy teams and senior stakeholders.

Requirements: Degree in a quantitative discipline (Statistics, Math, Finance, Data Science, or related), full Australian work rights, and Sydney residency (3 days in-office).

At Randstad, we are passionate about providing equal employment opportunities and embracing diversity to the benefit of all. We actively encourage applications from any background.

qualification

• Degree In Stats
• Math or Economics
• Data Science

working at

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