credit risk analyst (portfolio & reporting)

HR Partners; Sydney; Hybrid; AUD 90,000 - 130,000; Full time

Job summary

HR Partners is seeking a Credit Risk Analyst (Portfolio & Reporting) for a 12‑month contract in Sydney, with a hybrid work model requiring three days per week in the Sydney CBD office.

Reporting to the Retail Credit Risk Manager, you will deliver portfolio monitoring, identify risk trends, and build reporting capabilities across retail and SME portfolios, contributing to risk discussions and automation initiatives.

Responsibilities

• Portfolio Monitoring & Insights (40%): Analyse arrears, hardship, Stage 2/3 transitions, and early warning metrics across mortgages, cards, personal, and business lending. Provide executive commentary for risk committees.
• SME Capability Build (25%): Partner with data owners to design new risk metrics, improve data coverage, and build dashboards for evolving SME portfolios.
• Month-End Delivery (25%): Execute monthly risk reporting, resolve reconciliation issues, and maintain data controls.
• Initiatives & Automation (10%): Support regulatory data projects and implement reporting automation.

Job description

credit risk analyst (portfolio & reporting)

Credit Risk Analyst (Portfolio & Reporting)

• 12 Month Contract
• Deep-dive performance analysis and dashboard enhancements.
• Hybrid Model: Sydney CBD office 3 days per week.

Credit Risk Analyst (Portfolio & Reporting)

• 12 Month Contract
• Deep-dive performance analysis and dashboard enhancements.
• Hybrid Model: Sydney CBD office 3 days per week.

The Company

This bank is a tier-one financial institution recognised for its digital-first culture and customer focus. You will join a collaborative, flat-structured risk team that empowers analysts to directly influence lending strategy and decision-making.

The Role

Reporting to the Retail Credit Risk Manager, you will deliver portfolio monitoring, investigate underlying risk trends, and build reporting capabilities across retail and expanding SME portfolios.

Key Responsibilities:

• Portfolio Monitoring & Insights (40%): Analyse arrears, hardship, Stage 2/3 transitions, and early warning metrics across mortgages, cards, personal, and business lending. Provide executive commentary for risk committees.
• SME Capability Build (25%): Partner with data owners to design new risk metrics, improve data coverage, and build dashboards for evolving SME portfolios.
• Month-End Delivery (25%): Execute monthly risk reporting, resolve reconciliation issues, and maintain data controls.
• Initiatives & Automation (10%): Support regulatory data projects and implement reporting automation.