Senior Analyst, Credit Risk Insights

BeathChapman Pte Ltd; Sydney; On-site; AUD 120,000 - 150,000; Full time

Job summary

BeathChapman Pte Ltd seeks a Senior Analyst, Credit Risk Insights to provide accurate credit risk insights and timely reporting for Consumer, Business, and Institutional Banking portfolios in Sydney. The role emphasizes analytics, governance, and data-driven decision support.

Location is Sydney, with a focus on regulatory compliance, reporting standards, and delivering actionable intelligence to senior management and the board. Strong SAS/SQL/Tableau skills are essential.

Qualifications

• 5+ years of hands-on credit risk analytics and optimisation.
• Exposure to Consumer Credit portfolio preferred.
• Degree in statistics, finance, engineering or related field.
• Experience with regulatory reporting or change projects a plus.
• Proficient in SAS, SQL and Tableau.

Responsibilities

• Provide key Divisional Risk Management actionable insights and reports for multiple banking portfolios to optimise commercial decisions.
• Monitor bad debt provisioning and regulatory capital actuals and forecast.
• Work with Data Integration to design and build dashboards/reports.
• Ensure credit risk reporting aligns to divisional risks and risk appetite statements.
• Accountable for financials for the Bank’s statutory statements.
• Develop analysis and reporting standards (e.g., AASB 9).
• Deliver credit risk analysis and reporting to senior management, board and regulators.
• Implement quality control processes and improvements.

Skills

Credit risk

Risk analytics

Stakeholder servicing

Statistical knowledge

Adaptability

Regulatory reporting

Education

Statistics/Finance/Engineering degree

Tools

SAS

SQL

Tableau

Job description

Senior Analyst, Credit Risk Insights with BH-156103-2 | Ethos BC

Job Search Accounting, Audit & Finance

Senior Analyst, Credit Risk Insights

Location: Sydney
Salary: $120000 – $150000 per annum
Job Type: Permanent
Ref: BH-156103-2
Contact: Eugena Gong
Posted: almost 4 years ago

Role Summary:
The technical role is responsible for the accuracy, integrity and timely provision of credit risk insights and reporting as it relates to the broader Consumer Banking, Business Banking and Institutional Banking portfolios, with the value-add to continuously improve analysis and reporting standards, processes, controls and capabilities.

Your Responsibilities:

• Provide key Divisional Risk Management actionable insights and reports for the Consumer, Business and Institutional Bank to optimise commercial decisions.
• Monitor bad debt provisioning and regulatory capital actuals and forecast.
• Provide expert knowledge and work with the Data Integration team to design and build dashboards/reports/papers.
• Ensure credit risk reporting is aligned to and supports divisional key risks and risk appetite statements.
• Accountable for appropriate financials for the Bank’s statutory statements.
• Develop analysis and reporting standards and ensure these are adhered to (ie. AASB 9).
• Deliver credit risk analysis and reporting to meet the needs of relevant stakeholders (Senior Management, the Board, Market and Regulatory Pillar, Credit related APRA returns).
• Implement quality control processes and improvements.

Skill Requirements:

• Strong credit risk background, with 5+ years in performing hands‑on risk analytics and optimisation.
• Reasonable exposure to Consumer Credit portfolio is highly preferable.
• Tertiary qualifications in Statistics, Finance, Engineering or related fields.
• Adaptable to a fast‑churning and delivery‑focused stakeholder servicing environment.
• Any experience in regulatory reporting, change management or projects is a plus.
• Must be proficient in SAS programming, SQL & Tableau.