Credit Risk Analyst — Data-Driven, SAP & Insurance

Bega Group; City of Melbourne; Hybrid; AUD 90,000 - 130,000; Full time

Benefits offered by this job

Flexible working

Purchased leave options

Salary continuance insurance

Wellbeing portal and programs

Job summary

Bega Group's Docklands office in Melbourne seeks a Credit Risk Analyst to run core credit risk processes, assess new and existing customers, set credit limits, and manage trade credit insurance. You will collaborate with Sales and Credit teams, driving process improvements and system enhancements.

This permanent full-time role currently requires two days in the office (Wed & Thu) with plans to move to three days in 2027. Applicants must be prepared to work in Docklands on those days.

Qualifications

• Extensive B2B credit risk management experience.
• Proficiency in SAP/M3 and a strong understanding of trade credit insurance processes.
• Data analysis and reporting skills with Excel and Power BI; familiarity with financial systems and API integration.

Responsibilities

• Assess new customer credit applications within one business day and set/maintain credit limits and risk codes across ERP systems including SAP.
• Apply for trade credit insurance cover, monitor overdue accounts, and submit claims to insurer.
• Prepare the annual insurer report, join weekly risk discussions, and work with Mercantile/Insurers agent to close out queries.
• Produce weekly customer exposure reports and provide Sales and Finance with clear insights on account status.
• Partner with Sales and Credit teams on customer credit strategies, support projects and automation initiatives, and back up Credit Services colleagues.

Skills

Credit risk management

SAP/M3

Data analysis

Excel

Power BI

Australian entity types

Problem solving

Tools

SAP/M3

Job description

Bega Group's Docklands office in Melbourne seeks a Credit Risk Analyst to run core credit risk processes, assess new and existing customers, set credit limits, and manage trade credit insurance. You will collaborate with Sales and Credit teams, driving process improvements and system enhancements.

This permanent full-time role currently requires two days in the office (Wed & Thu) with plans to move to three days in 2027. Applicants must be prepared to work in Docklands on those days.