Credit Manager - Agribusiness

Bendigo Bank; Melbourne; Hybrid; AUD 120.000 - 180.000; Vollzeit

Zusammenfassung

Bendigo Bank in Australia is seeking a Credit Manager within our Agribusiness Credit Team. The role focuses on applying delegated lending authority to support farming and agribusiness customers and to drive sustainable growth.

You will influence credit policy, push process improvements including automation and AI, and build strong relationships with Agribusiness Relationship Managers and business leaders, while ensuring compliance with laws and prudential standards.

Qualifikationen

• Experience in agri credit risk within financial services.
• Understanding of bank policies and regulatory requirements.
• Strong financial statement analysis.
• Excellent communication and relationship-building skills.
• Interest in how AI can transform credit risk.

Aufgaben

• Exercise delegated lending authority to approve lending.
• Contribute to credit policy direction and risk management.
• Drive process improvements including automation and AI.
• Build relationships with Agribusiness RM and leaders.
• Ensure underwriting complies with laws and prudential requirements.

Kenntnisse

Agri credit risk

Delegated Lending Authority

Credit risk policies

Australian agriculture

Financial analysis

Stakeholder engagement

AI in credit risk

Jobbeschreibung

We've never been ‘just a bank'. Just like you should never be ‘just an employee'. We're united in our belief that in banking, better can be bigger, and together we're making it happen.

It starts here. With Bendigo Bank… and you.

About the opportunity

Are you ready to make a tangible impact on the future of Australian agriculture? Step into a role where your credit expertise directly fuels the growth and success of our farming and agribusiness customers. As a Credit Manager within our Agribusiness Credit Team, you won't just be crunching numbers—you will be a strategic partner driving sustainable growth.

If you're passionate about agriculture and ready to elevate your career in a supportive, high-performing environment, this is your opportunity.

In this role you'll get to

• Exercise your own Delegated Lending Authority (DLA) to make prudent decisions on lending applications, directly supporting our customers' goals.
• Contribute to the direction and content of our Credit Policy, helping to address new markets and product risks.
• Drive the enhancement of our credit processes by exploring innovative approaches, including automation and artificial intelligence.
• Build strong relationships with Agribusiness Relationship Managers and Business Leaders, providing consistently high levels of service.
• Ensure our underwriting practices comply with all relevant laws and prudential requirements, maintaining the highest standards of integrity.

What you'll bring to the role

• Proven experience in an Agri credit risk role within financial services, preferably with a Delegated Lending Authority.
• A deep understanding of credit risk management strategies, bank policies, and regulatory requirements.
• A deep understanding of Australian Agriculture and agricultural farm gate businesses
• Strong financial analysis skills with the ability to expertly interpret financial statements.
• Excellent interpersonal and communication skills, with a talent for influencing and building strong relationships.
• A forward-thinking mindset with a keen interest in how emerging technologies like AI can transform credit risk.
• The ability to thrive under pressure, manage multiple priorities, and make sound, commercially-focused decisions.

This is a permanent, full-time opportunity, located at any of our Head Office locations.

We offer flexible work options that put our people first, working in a hybrid model with a minimum local Head Office attendance requirement determined by your Leader, to find a rhythm that works best for you and your team. We believe that coming into the office some of the time is the best way to learn, stay connected and collaborate effectively, especially for key activities like team days, 1:1s, and town halls.

We believe a diverse workforce supported by an inclusive culture is central to our success and we actively encourage applications from those who bring diversity of thought to our business. We support candidate requests for adjustment to accommodate an illness, injury, or disability to equitably participate in the selection process.

Still in two minds?

Research suggests 60% of women and underrepresented groups might stop here, even after getting as far as drafting an application. We believe that diversity makes every team stronger, so even if you don't tick every box we still want to see your application!