Credit Manager - Agribusiness

Bendigo-Bank; Wangaratta; Híbrido; AUD 120.000 - 180.000; Jornada completa

Descripción de la vacante

Bendigo Bank in Australia is seeking a Credit Manager in our Agribusiness Credit Team to drive sustainable growth by applying credit expertise to farming and agribusiness clients.

You will exercise Delegated Lending Authority, contribute to policy, and explore innovative credit processes, including automation and AI, in a supportive, high‑performing environment.

This permanent, full‑time role offers hybrid work with local Head Office attendance as needed.

Formación

• Proven experience in an Agri credit risk role within financial services, preferably with a Delegated Lending Authority.
• Deep understanding of credit risk management strategies, bank policies, and regulatory requirements.
• Strong knowledge of Australian agriculture and agribusiness farm gate businesses.
• Excellent financial analysis skills with the ability to interpret financial statements.
• Excellent interpersonal and communication skills, with the ability to influence and build relationships.
• Forward-thinking with interest in AI transforming credit risk.
• Ability to thrive under pressure, manage multiple priorities, and make commercially focused decisions.

Responsabilidades

• Exercise Delegated Lending Authority to approve lending applications.
• Contribute to Credit Policy direction and content.
• Explore innovative credit processes, including automation and AI.
• Build strong relationships with Agribusiness Relationship Managers and Business Leaders.
• Ensure underwriting complies with laws and prudential requirements.

Descripción del empleo

We’ve never been ‘just a bank’. Just like you should never be ‘just an employee’.We’reunited in our beliefthat inbanking, better can be bigger, and togetherwe’remaking it happen.

It starts here. With Bendigo Bank… and you.

About the opportunity

Are you ready to make a tangible impact on the future of Australian agriculture? Step into a role where your credit expertise directly fuels the growth and success of our farming and agribusiness customers. As a Credit Manager within our Agribusiness Credit Team, you won't just be crunching numbers—you will be a strategic partner driving sustainable growth.

If you’re passionate about agriculture and ready to elevate your career in a supportive, high-performing environment, this is your opportunity.

In this role you’ll get to

• Exercise your own Delegated Lending Authority (DLA) to make prudent decisions on lending applications, directly supporting our customers' goals.
• Contribute to the direction and content of our Credit Policy, helping to address new markets and product risks.
• Drive the enhancement of our credit processes by exploring innovative approaches, including automation and artificial intelligence.
• Build strong relationships with Agribusiness Relationship Managers and Business Leaders, providing consistently high levels of service.
• Ensure our underwriting practices comply with all relevant laws and prudential requirements, maintaining the highest standards of integrity.

What you’ll bring to the role

• Proven experience in an Agri credit risk role within financial services, preferably with a Delegated Lending Authority.
• A deep understanding of credit risk management strategies, bank policies, and regulatory requirements.
• A deep understanding of Australian Agriculture and agricultural farm gate businesses
• Strong financial analysis skills with the ability to expertly interpret financial statements.
• Excellent interpersonal and communication skills, with a talent for influencing and building strong relationships.
• A forward-thinking mindset with a keen interest in how emerging technologies like AI can transform credit risk.
• The ability to thrive under pressure, manage multiple priorities, and make sound, commercially-focused decisions.

This is apermanent, full-time opportunity,locatedat any of ourHead Office locations.

We offer flexible work options that put our people first, working in ahybrid model with a minimum local Head Office attendance requirement determined by your Leader, to find a rhythm that works best for you and your team. We believe that coming into the office someof the time is the best way to learn, stay connected and collaborate effectively, especially for key activities like team days, 1:1s, and town halls.

We believe a diverse workforce supported by an inclusive culture is central to our success and we actively encourage applications from those who bring diversity of thought to our business. We support candidate requests for adjustment to accommodate an illness, injury, or disability to equitably participate in the selection process.

Still in two minds?

Research suggests 60% of women and underrepresented groups might stop here, even after getting as far as drafting an application. We believe that diversity makes every team stronger, so even if you don’t tick everyboxwe still want to see your application!