Credit Analyst — Solve Real Lending Challenges

Finance One Limited; Townsville City; On-site; AUD 70,000 - 110,000; Full time

Benefits offered by this job

Employee investment opportunities

Free counselling

Subsidised gym membership

Discounted private health insurance

Ongoing training and development

Job summary

Finance One Limited in Townsville invites seasoned credit professionals to join our Credit Team. We’re seeking Credit Analysts with experience across consumer and SME lending, including regulated and unregulated lending, and who have previously held delegated lending authority.

Join a collaborative team that values growth, fun, and exceptional service while delivering personalised credit solutions to our customers. Applicants from surrounding regions are welcome.

Qualifications

• Experience in consumer credit analysis or SME/business lending.
• Experience in regulated and/or unregulated lending (bank, non-bank, vehicle finance, unsecured loans, low-doc loans).
• Previously held a delegated lending authority.
• Qualifications in accounting, banking, or finance are highly regarded.

Responsibilities

• Assess and approve loans; evaluate diverse credit applications and make empowered decisions.
• Collaborate with the sales team and brokers, fostering future opportunities.
• Drive solutions; help customers achieve financial goals with exceptional service.
• Ensure decisions align with policies and regulatory standards.

Skills

Credit analysis

Lending

Regulatory knowledge

Education

Accounting/Finance degree

Job description

Finance One Limited in Townsville invites seasoned credit professionals to join our Credit Team. We’re seeking Credit Analysts with experience across consumer and SME lending, including regulated and unregulated lending, and who have previously held delegated lending authority.

Join a collaborative team that values growth, fun, and exceptional service while delivering personalised credit solutions to our customers. Applicants from surrounding regions are welcome.