Credit Analyst

Credeq; Sydney; On-site; AUD 65,000 - 90,000; Full time

Job summary

The Credit Analyst at Credeq supports the credit team across credit analysis, risk management and claims handling in Sydney. The role triages applications, keeps underwriting records accurate, and helps with client administration and claims logging to keep the division’s workflow moving.

Key duties include initial risk screening, data extraction for analysts, verifying documents against underwriting checklists, monitoring portfolio risk, and handling claims administration and file setup.

Qualifications

• Hold a business, finance or accounting tertiary qualification, or have introductory finance sector experience.
• Sound numerical ability and a genuine interest in financial statements and commercial credit.
• Strong data accuracy, good organisation and the ability to manage several tasks at once under time pressure.
• A willingness to learn, adapt and take coaching from senior team members.
• Minimum Experience: 1 to 3 years experience in a corporate environment, preferably in corporate banking support, finance administration or credit support.

Responsibilities

• Carry out initial risk screening, client data triage and credit checks on incoming bond and leasebond applications.
• Extract financial data and format spreadsheets to help relationship managers prepare credit analysis.
• Check that documentation and application components meet internal underwriting checklists and compliance rules.
• Help monitor portfolio risk by following up overdue annual financial statements and saving compliance certificates.
• Handle initial claims administration, including logging claim notifications, setting up claims files and gathering contract documents.
• Maintain underwriting databases and core systems, making sure approved facility limits and terms are captured accurately.
• Collect missing application documents, security signatures and client details from brokers and clients.
• Monitor and prioritise the shared team inbox and route complex queries to the right people.
• Help the Credit Manager and Head of Division with ad-hoc reporting, reconciliations and general administration.

Skills

Numerical ability

Data accuracy

Organisation

Time management

Willingness to learn

Education

Business/Finance/Accounting degree or related qualification

Job description

The Credit Analyst supports the credit team across credit analysis, risk management and claims handling. The role triages incoming applications, keeps underwriting records accurate, and helps with client administration and claims logging to keep the division’s workflow moving.

Key Responsibilities

• Carry out initial risk screening, client data triage and credit checks on incoming bond and leasebond applications.
• Extract financial data and format spreadsheets to help relationship managers prepare credit analysis.
• Check that documentation and application components meet internal underwriting checklists and compliance rules.
• Help monitor portfolio risk by following up overdue annual financial statements and saving compliance certificates.
• Handle initial claims administration, including logging claim notifications, setting up claims files and gathering contract documents.
• Maintain underwriting databases and core systems, making sure approved facility limits and terms are captured accurately.
• Collect missing application documents, security signatures and client details from brokers and clients.
• Monitor and prioritise the shared team inbox and route complex queries to the right people.
• Help the Credit Manager and Head of Division with ad-hoc reporting, reconciliations and general administration.

Requirements & Qualifications

• Hold a business, finance or accounting tertiary qualification, or have introductory finance sector experience.
• Sound numerical ability and a genuine interest in financial statements and commercial credit.
• Strong data accuracy, good organisation and the ability to manage several tasks at once under time pressure.
• A willingness to learn, adapt and take coaching from senior team members.
• Minimum Experience: 1 to 3 years experience in a corporate environment, preferably in corporate banking support, finance administration or credit support.