Commercial Finance Broker

Professional Lending Solutions Australia; Gold Coast City; On-site; AUD 90,000 - 150,000; Full time

Job summary

Professional Lending Solutions Australia on the Gold Coast Bundall is seeking an experienced commercial finance professional to join our Bundall team. You will analyse complex financial information, structure lending solutions and build lasting client relationships.

Your responsibilities include assessing company and trust financials, structuring loans, researching lender policies, submitting applications and progressing files to settlement.

Qualifications

• Relevant experience in commercial finance broking, business banking or commercial lending.
• Strong financial analysis skills interpreting company and trust financials and self-employed income.
• Experience structuring loans and preparing credit applications.
• Ownership of applications and ability to manage competing priorities.
• Excellent communication and client service.
• Proactive business development and referral relationships.
• Collaborative attitude and willingness to mentor colleagues.
• Qualifications in finance, banking or mortgage broking are highly regarded.

Responsibilities

• Assess company and trust financial statements, tax returns and supporting documents to determine income and borrowing capacity.
• Structure lending solutions around each client’s circumstances and objectives.
• Research lender policies, assess credit fit and prepare client proposals.
• Prepare and submit loan applications, respond to lender queries and progress to settlement.
• Keep clients informed, obtain documents and resolve lending issues.
• Build relationships with bankers, referral partners and clients to generate repeat and new business.
• Maintain accurate client records and CRM updates.
• Share knowledge and help colleagues understand complex self-employed lending scenarios.

Skills

Sales mindset

Credit judgement

Financial analysis

Lending structuring

Communication

Business development

Collaboration/mentoring

Education

Finance, banking or mortgage broking qualifications

Tools

CRM

Job description

Professional Lending Solutions Australia - Bundall QLD

Help business owners secure the right finance with an award-winning Gold Coast brokerage.

Professional Lending Solutions is seeking an experienced commercial finance professional to join our Bundall team.

This role suits an established commercial finance broker or commercial/business banker who can analyse complex financial information, structure lending solutions and build lasting client relationships.

About us

Professional Lending Solutions provides residential, commercial, asset and business finance solutions, with a strong focus on self-employed clients. Led by a director with more than 20 years’ experience across business banking, commercial finance and mortgage broking, we pride ourselves on practical advice and personal service.

The opportunity

You will manage lending enquiries from initial assessment through to settlement, working directly with clients, lenders and referral partners. Alongside servicing existing relationships, you will identify and develop new lending opportunities.

Your responsibilities will include:

• Assessing company and trust financial statements, tax returns and supporting documents to determine income, appropriate add-backs and borrowing capacity.

• Structuring lending solutions around each client’s circumstances and objectives.

• Researching lender policies, assessing credit fit and preparing clear client proposals.

• Preparing and submitting loan applications, managing lender queries and progressing files through approval to settlement.

• Keeping clients informed, obtaining supporting documents and resolving lending issues.

• Building relationships with bankers, referral partners and clients to generate repeat and new business.

• Maintaining accurate client records and application updates in our CRM.

• Sharing your knowledge and helping other brokers and support staff understand complex self-employed lending scenarios.

About you

You bring a sales mindset, sound credit judgement and the ability to explain complex lending matters clearly.

You will have:

• Relevant experience in commercial finance broking, business banking or commercial lending.

• Strong financial analysis skills, including confidence interpreting company and trust financials and assessing self-employed income.

• Experience structuring loans and preparing well-supported credit applications.

• The ability to take ownership of applications and manage competing priorities.

• Excellent communication skills and a commitment to responsive, professional service.

• A proactive approach to business development and building referral relationships.

• A collaborative attitude and willingness to support and mentor colleagues.

• Relevant finance, banking or mortgage broking qualifications will be highly regarded.

Why join Professional Lending Solutions?

• Work with an established, award-winning Gold Coast brokerage.

• Apply your expertise to varied and complex lending scenarios.

• Work closely with an experienced business owner with a strong commercial finance background.

• Make a direct contribution to client outcomes and business growth.