APAC Payments Counsel & Regulatory Lead

ImpressAds; Sydney; On-site; AUD 230,000 - 330,000; Full time

Job summary

You will push for robust regulatory engagement, risk‑aware execution, and a practical, business‑minded approach to complex financial products.

Qualifications

• 6+ years in a payments legal role (money transmission, e-money/stored value, banking-as-a-service, remittance or fintech)
• Strong understanding of APAC payments regulatory environment, incl. Australia; Singapore; NZ
• Experience advising on licensing/authorization, regulator engagement, regulatory filings, license conditions, ongoing compliance
• Experience counseling product/engineering teams on regulated product launches and translating legal requirements into implementation guidance
• Experience building trusted relationships and collaborating with senior stakeholders
• Strong analytical and problem-solving skills
• Excellent communicator with ability to translate complex requirements into practical advice
• Ability to work with multiple deadlines under pressure
• Entrepreneurial mindset and comfortable in a dynamic global organisation
• Sense of humor

Responsibilities

• Lead legal and regulatory support for Rippling’s payments and financial-services products across APAC, with focus on Australia, New Zealand, and Singapore.
• Counsel product and business teams on new payments product launches, payment flows, licensing strategy, regulatory obligations, disclosures, marketing, and controls.
• Advise on licensing/authorization applications, regulator interactions, regulatory filings, and ongoing obligations under licenses.
• Monitor and interpret payments, AML/CFT, stored value, e-money, cross-border transfer, FX and related developments; translate into practical guidance.
• Build scalable legal review processes, launch-readiness frameworks, and compliance-by-design practices for new products.
• Manage external counsel across APAC jurisdictions and synthesize local-law advice for product teams.
• Support launches beyond APAC as needed, partnering with global legal colleagues and local counsel.

Skills

Payments regulatory

APAC regulatory knowledge

Licensing & filings

Product & eng advisory

Stakeholder collaboration

Analytical problem solving

Clear communication

Deadline management

Entrepreneurial mindset

Sense of humor

Job description

You will push for robust regulatory engagement, risk‑aware execution, and a practical, business‑minded approach to complex financial products.