AML/CTF Intelligence Analyst

People First Bank; Sydney; Hybrid; AUD 90,000 - 130,000; Full time

Benefits offered by this job

Hybrid working arrangements

Banking and health discounts

Training and study support

Generous leave benefits

Wellbeing program and EAP

Volunteer and community initiatives

Peer recognition program

Job summary

People First Bank is recruiting for an AML/CTF analytics role to strengthen its transaction monitoring and detection capabilities. You will use SQL and data analytics to identify unusual patterns, investigate risks, and translate insights into practical controls within a high-impact Financial Crime team.

The ideal candidate has 1+ years in financial crime analytics or data analytics, experience with transaction monitoring and data-driven detection, and familiarity with AML/CTF concepts.

Qualifications

• Experience in financial crime analytics or data analytics.
• Ability to use data to identify anomalies and explain findings.
• Familiarity with AML/CTF concepts and risk detection requirements.

Responsibilities

• Use SQL and data analytics to analyze large datasets and identify transaction and customer risk.
• Develop, test and refine transaction monitoring rules to improve detection effectiveness.
• Translate financial crime risks into practical detection strategies and controls.
• Collaborate with FC and first-line teams to implement data-driven controls.
• Investigate complex datasets to reveal patterns and emerging risks.
• Explain findings clearly to technical and non-technical stakeholders.

Skills

SQL & Data Analytics

Financial Crime

Risk Analytics

Communicate Findings

Tools

Python

R

Tableau

Power BI

Job description

About the role – 12-month Fixed Term Contract

Join a high-impact Financial Crime team where your expertise will directly shape the Bank's AML/CTF detection capability. Using financial crime intelligence, analytics and transaction monitoring, you'll play a pivotal role in identifying emerging AML/CTF risks, strengthening controls and helping protect the Bank and its customers.

Key responsibilities include

• Use SQL and data analytics to analyse large and complex datasets, identify unusual transaction and customer behaviours, investigate trends and generate insights into potential financial crime risks.
• Develop, test and refine transaction monitoring rules and scenarios, using data and financial crime intelligence to improve detection effectiveness and reduce unnecessary alerts.
• Analyse AML/CTF typologies, transaction patterns and financial crime intelligence to identify emerging risks and translate them into practical detection strategies.
• Develop data-driven analysis to understand customer and transaction risk profiles and support evidence-based decisions on AML/CTF controls.
• Partner with Financial Crime and first-line teams to translate complex financial crime risks and typologies into effective, data-driven controls.
• Investigate and explain complex datasets, identifying patterns, anomalies and relationships that may indicate emerging financial crime risks.

About you

We are looking for someone who combines strong SQL/data analytics capability with a genuine interest in financial crime.

You don't need to come from a traditional compliance background. We're particularly interested in people who have experience working with large datasets, SQL, transaction monitoring, fraud, financial crime analytics, risk analytics or similar data-driven detection environments.

The successful candidate will demonstrate the following

• Strong SQL skills and experience querying, analysing and manipulating complex datasets. You are comfortable writing SQL to investigate data, identify patterns and answer complex analytical questions.
• 1+ years' experience in financial crime analytics, risk analytics or data analytics or a related field, preferably within banking or financial services.
• Experience using data and analytics to identify anomalies, investigate behaviours or improve risk/detection controls.
• An understanding of AML/CTF concepts, money laundering and terrorism financing typologies and financial crime risks, with the ability to translate these into analytical or detection requirements.
• Experience with transaction monitoring systems, customer screening, fraud detection or other risk detection platforms will be highly regarded.
• The ability to communicate analytical findings clearly and translate complex data and financial crime concepts into practical recommendations for both technical and non-technical stakeholders.

Experience with any of the following would be advantageous

• SQL-based financial crime or transaction monitoring analytics
• Transaction monitoring rule/scenario development and tuning
• AML/CTF or fraud analytics
• Customer risk or behavioural analytics
• Data analysis within banking, payments or financial services
• Python, R, SAS, Tableau, Power BI or similar analytics tools
• CAMS or another AML/CTF qualification

Location

Whilst our primary office locations are in Adelaide and Brisbane, we are pleased to be able to consider applications from employees within Australia for this role. We also encourage you to put thought into how the work may be undertaken given your location and what support you may require.

Why you’ll love working with us

People First Bank – our new brand – says exactly what we’re all about: people. We're committed to supporting and growing our team and creating an outstanding work environment.

You’ll have access to financial and lifestyle benefits to support your success and individuality:

• Flexibility and hybrid working arrangements.
• Enhance your salary with discounts on banking, health insurance, and shopping across Australia.
• Advance your career with training, study support, and project opportunities.
• Competitive leave benefits that empower employees to take time for themselves and loved ones.
• Wellbeing support with our Employee Assistance Program, wellbeing leave, mental health app, and mental health ambassadors’ program.
• Make a difference with paid volunteering, Workplace Giving, and diverse community initiatives.
• Be recognised for your contributions through our peer-driven recognition program.

A bit about People First Bank

In March 2023, People’s Choice and Heritage Bank merged to form Heritage and People’s Choice Limited - Australia's leading mutual bank. We are now on an exciting journey to bring together our products, services, and technology under a single brand - People First Bank.

We have over 700,000 members and 1,900 employees, with dual head offices in Adelaide and Toowoomba, an Australian-based contract centre and branches across five states.

With a vision ‘To deliver positive change through banking’, People First Bank serves members and contributes to the community, while offering an inclusive, flexible work environment. We’re big enough to make an impact; but agile enough to influence and do interesting work.

We are committed to diversity and inclusion and support candidate requests for adjustments to enable everyone to equitably participate in our selection process.