AML Investigator - 12-month fixed term

Bendigo Bank; Adelaide; On-site; AUD 90,000 - 120,000; Full time

Benefits offered by this job

Flexible work options

Private health insurance

Learning and development

Job summary

Bendigo Bank is seeking an AML Investigator to support the protection of the bank from regulatory, reputational and financial risks by investigating unusual activity reports across Financial Crime & Fraud Operations. The role reports to the Team Manager in an operations-driven environment.

You will conduct independent investigations, perform enhanced due diligence where appropriate, and contribute to operational reporting and improvement initiatives while ensuring compliance with the AML/CTF

Qualifications

• Experience in AML/CTF and sanctions operations.
• Excellent analytical and assessment capability.
• Strong written and verbal communication skills.
• Ability to identify operational improvement opportunities.

Responsibilities

• Conduct independent investigations into unusual activity reports and alerts across BEN's channels.
• Undertake enhanced customer due diligence (ECDD) where appropriate.
• Support preparation of operational reporting, insights and recommendations.
• Ensure AML/CTF & Sanctions Operations activities comply with the financial crime framework.

Skills

AML/CTF expertise

Fraud investigations

Financial crime controls

Analytical skills

Tools

Regulatory reporting systems

Job description

Just like you should never be ‘just an employee’. We’re united in our belief that in banking, better can be bigger, and together we’re making it happen.

It starts here. With Bendigo Bank… and you.

Financial Crime & Fraud Operations (FC&FO) is responsible for the operational management of BEN’s financial crime controls across AML, sanctions, fraud and scams. The function delivers investigation capability, detection systems, financial crime intelligence, regulatory reporting governance and operational support to identify, prevent and respond to financial crime risks impacting BEN.

About the opportunity

As an AML Investigator, AML/CTF & Sanctions Operations and reporting to the Team Manager you will support the protection of BEN from regulatory, reputational and financial risks through investigations of unusual activity reports across Financial Crime & Fraud Operations.

In particular you will get to

• Conduct independent investigations into unusual activity reports and alerts raised through various channels across BEN in accordance with BEN’s fraud management framework, operational procedures and regulatory affairs
• Undertake enhanced customer due diligence (ECDD) where appropriate to ensure strong understanding of customer relationships and behaviours, in accordance with the BEN AML/CTF program
• Support the preparation of operational reporting, insights and recommendations where required Participate in calibration and continuous improvement activities to support consistency of review outcomes across Financial Crime & Fraud Operations
• Ensure AML/CTF & Sanctions Operations activities are conducted in accordance with BEN’s financial crime framework, policies and regulatory obligations.

This is a 12- month fix term full-time position ideally located in Melbourne or Adelaide but for an outstanding candidate other locations may be considered.

What you’ll bring to the role:

• Strong knowledge and demonstrated experience within AML/CTF, sanctions, fraud, scams or financial crime operational environments is preferred
• Experience and knowledge of Banking operational functions, systems and processes with a strong appreciation of financial crime
• Excellent analytical and assessment capability, including the ability to review operational decisions and identify quality concerns, control weaknesses and operational risks.
• Strong written and verbal communication skills.
• Ability to identify operational improvement opportunities and contribute to continuous improvement initiatives.

So, why work for us?

Want big impact that matters?

Here, you’ll know your work directly benefits the customers and communities we all serve.

You’ll also get access to a great range of benefits, including:

• Flexibility means different things for different people. Whether it’s hybrid work, flexible hours, a compressed work week, job-sharing or something different, our flexible work options are designed to put people first
• Health and wellbeing support, including discounted gym memberships, private health insurance options, and our Employee Assistance Program (EAP) for you and your immediate family members
• Opportunities to take your learning to the next level through our corporate university ‘BEN U’ or at an external provider of your choice

We believe a diverse workforce supported by an inclusive culture is central to our success and we actively encourage applications from those who bring diversity of thought to our business. We support candidate requests for adjustment to accommodate an illness, injury, or disability to equitably participate in the selection process.