Agribusiness Credit Manager: Lead Growth & Risk

Bendigo Bank; Wangaratta; Hybrid; AUD 120,000 - 180,000; Full time

Job summary

Bendigo Bank in Australia is seeking a Credit Manager in our Agribusiness Credit Team to drive sustainable growth by applying credit expertise to farming and agribusiness clients.

You will exercise Delegated Lending Authority, contribute to policy, and explore innovative credit processes, including automation and AI, in a supportive, high‑performing environment.

This permanent, full‑time role offers hybrid work with local Head Office attendance as needed.

Qualifications

• Proven experience in an Agri credit risk role within financial services, preferably with a Delegated Lending Authority.
• Deep understanding of credit risk management strategies, bank policies, and regulatory requirements.
• Strong knowledge of Australian agriculture and agribusiness farm gate businesses.
• Excellent financial analysis skills with the ability to interpret financial statements.
• Excellent interpersonal and communication skills, with the ability to influence and build relationships.
• Forward-thinking with interest in AI transforming credit risk.
• Ability to thrive under pressure, manage multiple priorities, and make commercially focused decisions.

Responsibilities

• Exercise Delegated Lending Authority to approve lending applications.
• Contribute to Credit Policy direction and content.
• Explore innovative credit processes, including automation and AI.
• Build strong relationships with Agribusiness Relationship Managers and Business Leaders.
• Ensure underwriting complies with laws and prudential requirements.

Job description

Bendigo Bank in Australia is seeking a Credit Manager in our Agribusiness Credit Team to drive sustainable growth by applying credit expertise to farming and agribusiness clients.

You will exercise Delegated Lending Authority, contribute to policy, and explore innovative credit processes, including automation and AI, in a supportive, high‑performing environment.

This permanent, full‑time role offers hybrid work with local Head Office attendance as needed.