Senior Agribusiness Credit Manager — Hybrid & Impact

Bendigo Bank; Melbourne; Hybrid; AUD 180,000 - 240,000; Full time

Benefits offered by this job

Hybrid work arrangements

BEN U corporate university learning

Supportive culture and inclusion

Job summary

Bendigo Bank Agribusiness is seeking a Senior Credit Manager - Agribusiness to join our second-line Credit & Market Risk team. Reporting to the National Manager Agri Credit, you will provide high-level risk oversight and exercise Delegated Lending Authority on high-value transactions across broadacre, livestock, and horticulture.

This role is not back-office; you will partner with frontline bankers, influence credit policy evolution, and drive modernisation and data-driven credit processes while

Qualifications

• Minimum of 5 years' Agribusiness Credit Risk experience
• Proven ability to hold and exercise an individual Agribusiness Credit DLA
• Strong understanding of Australian agricultural production cycles
• Advanced skills in interpreting balance sheets, cash flows, and hedging instruments
• Comfort with ambiguity and a penchant for data-driven credit tech

Responsibilities

• Credit decisioning with DLA to evaluate high-value agribusiness deals.
• Early deal workshopping with Agribusiness Relationship Directors to speed to market.
• Provide informal leadership and uplift credit capability across the network.
• Maintain portfolio health and contribute to modernising credit policies and digital processes.

Skills

Credit risk experience

DLA authority

Agribusiness expertise

Financial & analytical acumen

Growth mindset

Stakeholder influence

Education

Tertiary qualifications in Business/Commerce/Agricultural Science

Job description

Bendigo Bank Agribusiness is seeking a Senior Credit Manager - Agribusiness to join our second-line Credit & Market Risk team. Reporting to the National Manager Agri Credit, you will provide high-level risk oversight and exercise Delegated Lending Authority on high-value transactions across broadacre, livestock, and horticulture.

This role is not back-office; you will partner with frontline bankers, influence credit policy evolution, and drive modernisation and data-driven credit processes while