International Asset & Liability Professional (f/m/x)

Raiffeisen Bank International AG; Wien; Hybrid; EUR 70,000 - 100,000; Full time

Benefits offered by this job

Global community

Career growth

Flexible work week

Public transport subsidy

Health & wellbeing

Child allowances

Parental leave

Company kindergarten

Job summary

Raiffeisen Bank International (RBI) is seeking an International Asset & Liability Professional to guide ALM activities across NWUs, focusing on liquidity planning and interest rate risk management.

You will analyze balance sheets, optimize funding, and contribute to AI-enabled treasury projects to strengthen the Group ALM framework and improve net interest income in volatile markets. This role offers international exposure and cross-functional collaboration.

Qualifications

• Master’s degree in Economics, Mathematics, Business Administration, or a related field.
• Working experience in Treasury, Risk Controlling or similar area within a NWB or other group unit or other bank/financial services company/consulting firm.
• Analytical skills combined with profound quick understanding of market opportunities and relationships.
• Data analysis and processing skills, ideally proficient in SQL and Bloomberg. Mastering group-based risk and controlling systems (Kamakura, pro-MIS) will be considered a plus.
• Communication skills and experience in dealing with complex organizations.
• Very good command of English.

Responsibilities

• Liquidity Management: Establish and oversee liquidity target ranges for NWUs, considering regulatory and internal constraints; manage liquidity gaps and surpluses; plan liquidity under both ongoing business and stress conditions; develop liquidity contingency plans and execute contingency measures as needed.
• Bond portfolio strategy: Develop and implement comprehensive bond portfolio strategies across NWBs, including the design and allocation of risk limits. Prepare and update detailed reports to monitor portfolio performance and compliance. Stay at the forefront of AI technology advancements to enhance portfolio management processes.
• Liquidity and funding optimization: Analyze NWU balance sheet evolution with a focus on funding diversification. Develop group standards for liquidity and interest rate risk models in collaboration with Risk Controlling. Identify opportunities for modeling improvements and support external hedging activities under hedge accounting.
• NII Management: Support NWUs in creating and implementing strategies to stabilize the Bank’s NII, taking into account interest rate movements, balance sheet developments, customer demand, and embedded behavioral risks.
• AI and project management: Lead or contribute to forward-looking treasury initiatives aimed at enhancing operational efficiency and strategic capabilities. Identify synergy opportunities by leveraging Risk and Finance data to add value to the Group ALM strategy.
• Performance: Analyze performance indicators for serviced NWU ALM activities, identify opportunities to improve income and cost components, and develop appropriate strategies.

Skills

Analytical skills

SQL

Bloomberg

Communication skills

English proficiency

Education

Master’s degree in Economics/Mathematics/Business Administration

Tools

Kamakura

pro-MIS

Job description

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International Asset & Liability Professional (f/m/x)

In this role, you will be responsible for steering the Asset & Liability Management (ALM) activities of our serviced Network Units (NWUs), supporting their business strategies with a primary focus on liquidity management and interest rate risk management. Your responsibilities will include balance sheet planning, bond portfolio initiatives, and helping stabilize net interest income in a volatile interest rate environment. Additionally, you will identify synergy opportunities in collaboration with Finance and Risk Controlling, and leverage AI and data analytics to enhance the Group ALM strategy for greater value creation.

Your role at RBI:

• Liquidity Management: Establish and oversee liquidity target ranges for NWUs, considering regulatory and internal constraints; manage liquidity gaps and surpluses; plan liquidity under both ongoing business and stress conditions; develop and coordinate liquidity contingency plans and execute contingency measures as needed.
• Bond portfolio strategy: Develop and implement comprehensive bond portfolio strategies across NWBs, including the design and allocation of risk limits. Prepare and update detailed reports to monitor portfolio performance and compliance. Stay at the forefront of AI technology advancements to enhance portfolio management processes.
• Liquidity and funding optimization: Analyze NWU balance sheet evolution with a focus on funding diversification. Develop group standards for liquidity and interest rate risk models in collaboration with Risk Controlling. Identify opportunities for modeling improvements and support external hedging activities under hedge accounting.
• NII Management: Support NWUs in creating and implementing strategies to stabilize the Bank’s NII, taking into account interest rate movements, balance sheet developments, customer demand, and embedded behavioral risks.
• AI and project management Lead or contribute to forward-looking treasury initiatives aimed at enhancing operational efficiency and strategic capabilities. Identify synergy opportunities by leveraging Risk and Finance data to add value to the Group ALM strategy.
• Performance: Analyze performance indicators for serviced NWU ALM activities, identify opportunities to improve income and cost components, and develop appropriate strategies.

Your core competencies:

• Master’s degree in Economics, Mathematics, Business Administration, or a related field
• Working experience in Treasury, Risk Controlling or similar area within a NWB or other group unit or other bank/financial services company/consulting firm
• Analytical skills combined with profound quick understanding of market opportunities and relationships
• Data analysis and processing skills, ideally proficient in SQL and Bloomberg. Mastering group-based risk and controlling systems (Kamakura, pro-MIS) will be considered a plus
• Communication skills and experience in dealing with complex organizations
• Very good command of English

What's in it for you:

• Global community: 75+ nationalities, English as the company language, and work permit support. Find out more about international applications here .
• Career growth: We believe in continuous learning and proactive career development. Take on challenging work that stretches your abilities, attend trainings, and use new technologies to make a lasting impact.
• Flexible work week: Flexible hours and work-from-home options from Austria
• Stay healthy: Subsidized canteen, well-being programs, check-ups, and sport allowances.
• Save money: Discounts, exclusive banking terms, and a heavily subsidized public transport pass.
• Family support: Child allowances, gender-neutral parental leave, bilingual company kindergarten, and holiday childcare.
• Competitive salary: In accordance with Austrian legal requirements, the minimum salary for this position is EUR 3.375,40 gross per month under the applicable Banking Collective Agreement. The actual salary is typically higher and will be determined individually based on your qualifications, professional experience, and the specific requirements of the role. We are happy to discuss the details in person.

Build a career where your work truly matters. At Raiffeisen Bank International, with more than 17 million customers across Austria and CEE, it’s our people who make the difference. From day one, you’ll take responsibility, grow beyond ladders and org charts, and help us deliver lasting value to our customers. We are dedicated to fostering diversity, inclusiveness, and equity — striving to create a culture where every voice is heard and every individual feels valued and respected.

Your benefits at one sight:

Join a team that values your well-being and professional development, offering a variety of benefits to support your success.

Don't just watch your future happen.
Make it happen.