Credit Risk Analyst (f/m/x)- Limited until end of October 2027

Raiffeisen Bank International AG; Wien; On-site; EUR 34,000 - 41,000; Full time

Benefits offered by this job

Global community

Career growth

Flexible work week

Stay healthy

Save money

Family support

Competitive salary

Job summary

Raiffeisen Bank International in Austria seeks a Credit Risk Analyst (f/m/x) on a limited basis until Oct 2027 to support risk calculations and data needs within the group-wide risk framework.

You will contribute to RWA calculations, ICAAP support, CRR-related implementations, and cross-functional collaboration in an agile setting, with opportunities to lead streams and influence executive decisions. English communication required, banking sector experience preferred.

Qualifications

• Degree in business administration, economics, or a related field.
• Experience in risk management within a bank, financial institution, or consultancy, focusing on credit risk.
• Understanding of credit risk RWA calculation for retail and non-retail products.
• Detailed knowledge of CRR III and credit risk-related regulatory requirements.
• Affinity for data and experience with Python, R, and/or SQL.

Responsibilities

• Contribute to or take responsibility for the Risk Weighted Assets (RWA) calculation of specific banking products in the group-wide RWA calculation engine RAY (Risk Authority) by Moody’s.
• Support Economic Capital calculation / ICAAP for Non-Retail Credit Risk (Pillar 2).
• Collaborate with RBI network units across the Group on interpretation and implementation of CRR-related requirements and credit risk data needs.
• Analyse and implement regulatory requirements and internal group directives related to credit risk.
• Work across functions in an agile environment addressing complex tasks.
• Support or lead streams in strategic projects within Integrated Risk Management Department.
• Improve data-based decision-making processes in a data- and quant-driven organization.
• Prepare reports and proposals for executive management on credit risk developments and CRR III.

Skills

Python

R

SQL

Analytical thinking

English communication

Education

Business / Economics degree

Job description

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Credit Risk Analyst (f/m/x)- Limited until end of October 2027

You like working in an agile environment and want to be part of anadaptive team?

Integrated Risk Management – Credit Portfolio Calculations is looking for a new team member to support credit risk calculations, regulatory implementation, and data-related requirements within a group-wide risk framework.
This role is suited to someone who combines knowledge of credit risk with an interest in regulation, calculations, and cross-functional collaboration.

Your role at RBI:

• Contribute to or take responsibility for the Risk Weighted Assets (RWA) calculation of specific banking products in the group-wide RWA calculation engine RAY (Risk Authority) by Moody’s
• Support Economic Capital calculation / ICAAP for Non-Retail Credit Risk (Pillar 2)
• Collaborate with RBI network units across the Group on the interpretation and implementation of CRR-related requirements and credit risk data needs
• Analyse and implement regulatory requirements and internal group directives related to credit risk
• Work across functions and topics to address complex tasks in an agile environment
• Support or take the stream lead in strategic projects and activities within the Integrated Risk Management Department
• Further improve data-based decision-making processes in a data- and quant-driven organization
• Prepare reports and proposals to support executive management’s decision-making in response to credit risk developments and the implementation of CRR III

Your core competencies:

• Degree in business administration, economics, or a related field
• Experience in risk management within a bank, financial institution, or consultancy, with a focus on credit risk
• Understanding of credit risk RWA calculation for retail and/or non-retail banking products
• Detailed knowledge of CRR III and credit risk-related regulatory requirements
• Affinity for data and experience with Python, R, and/or SQL
• Analytical and quantitative problem-solving skillsAbility to communicate complex topics effectively in English, both verbally and in writing
• Collaborative way of working, with a curious and result-oriented approach

What's in it for you:

• Global community:75+ nationalities, English as the company language, and work permit support. Find out more about international applications here .
• Career growth:We believe in continuous learning and proactive career development. Take on challenging work that stretches your abilities, attend trainings, and use new technologies to make a lasting impact.
• Flexible work week: Flexible hours and work-from-home options from Austria
• Stay healthy:Subsidized canteen, well-being programs, check-ups, and sport allowances.
• Save money:Discounts, exclusive banking terms, and a heavily subsidized public transport pass.
• Family support:Child allowances, gender-neutral parental leave, bilingual company kindergarten, and holiday childcare.
• Competitive salary: In accordance with Austrian legal requirements, the minimum salary for this position is EUR 3.375,40 gross per month under the applicable Banking Collective Agreement. The actual salary is typically higher and will be determined individually based on your qualifications, professional experience, and the specific requirements of the role. We are happy to discuss the details in person.

Build a career where your work truly matters. At Raiffeisen Bank International, with more than 17 million customers across Austria and CEE, it’s our people who make the difference. From day one, you’ll take responsibility, grow beyond ladders and org charts, and help us deliver lasting value to our customers. We are dedicated to fostering diversity, inclusiveness, and equity — striving to create a culture where every voice is heard and every individual feels valued and respected.

Your benefits at one sight:

Join a team that values your well-being and professional development, offering a variety of benefits to support your success.

Don't just watch your future happen.
Make it happen.