Hybrid Corporate Risk Manager - Energy & CEE Lending

ERSTE Immobilien KAG; Österreich; Hybrid; EUR 46,000 - 56,000; Full time

Benefits offered by this job

Hybrid work arrangement

Career development support

Job summary

Erste Group Bank AG in Vienna seeks a seasoned corporate risk professional to assess credit worthiness of national and international clients, with a focus on energy projects and consumer goods, including risk strategy development and client collaboration.

You will decide on loan applications and prepare recommendations for final approval, working with CEE subsidiaries and multiple departments in a fast-paced environment. Fluency in German and English is required.

Qualifications

• Graduate in business administration or law.
• Solid experience in Corporate Banking (Account Manager/Risk Manager/Credit Analysis/Corporate Finance) with min. 3 years of activity in these areas.
• Proven track record in risk management within the renewable energy industry.
• Familiar with lending products and legal basics.
• Strong analytical, writing and presentation skills in German and English to present complex issues concisely.
• Flexibility and resilience to perform in a fast-paced environment.
• Readiness to cooperate with colleagues of other departments/ CEE subsidiaries in a multi-cultural environment.
• Willingness to travel (occasionally).
• Open-minded & result- and target-oriented.
• Very good language skills in German and English are a pre-condition.

Responsibilities

• Assessment of the credit worthiness of large national and international corporates in Austria and CEE, including the forward looking assessment of the respective business model, repayment capability and liquidity.
• Deciding on loan applications either within your discretionary approval authority or preparing a clear recommendation to the final decision maker.
• Responsible for a dedicated portfolio of corporate client groups with focus on energy (renewable energy projects) as well as consumer goods.
• Defining of risk strategies on clients and the covered industry.
• Participating in client meetings.
• Cooperation with different departments and CEE subsidiaries within Erste Group.
• Contribution to various Group and Department projects alongside the credit process.

Skills

Corporate Banking

Credit Analysis

Risk Management

Renewable Energy

German language

English language

Analytical thinking

Presentation skills

Travel willingness

Education

Graduate in business administration or law

Job description

Erste Group Bank AG in Vienna seeks a seasoned corporate risk professional to assess credit worthiness of national and international clients, with a focus on energy projects and consumer goods, including risk strategy development and client collaboration.

You will decide on loan applications and prepare recommendations for final approval, working with CEE subsidiaries and multiple departments in a fast-paced environment. Fluency in German and English is required.