Senior Vehicle Leasing Credit Analyst

Gargash Prime Leasing; Dubai; On-site; AED 180,000 - 300,000; Full time

Job summary

G Prime Leasing in Dubai is seeking a Credit Analyst to assess lease applications, determine affordability and overall risk, and provide evidence-based recommendations to the approving authority.

The role reviews documentation, analyses income and credit history, and supports ongoing refinement of credit policy and fraud controls as the business grows. A 3–5 year background in credit analysis within auto leasing is preferred.

Qualifications

• Bachelor's degree in Finance, Accounting, Economics, Banking, or related field.
• A professional credit, risk, or accounting qualification is an advantage.

Responsibilities

• Assess individual and corporate lease applications for completeness and eligibility.
• Validate documentation including ID, residency, income and employment details.
• Obtain and interpret credit bureau reports and assess repayment history and exposure.
• Prepare credit assessment notes with risks, mitigants and recommended decision.
• Monitor portfolio performance and assist in refining credit policy and controls.
• Ensure compliance with UAE AML, KYC, data protection and confidentiality obligations.

Skills

Analytical ability

Financial analysis

MS Excel

English fluency

Credit knowledge

Education

Bachelor's degree in Finance/Economics/Banking

Professional credit/risk qualification

Tools

Credit management systems

Job description

G Prime Leasing in Dubai is seeking a Credit Analyst to assess lease applications, determine affordability and overall risk, and provide evidence-based recommendations to the approving authority.

The role reviews documentation, analyses income and credit history, and supports ongoing refinement of credit policy and fraud controls as the business grows. A 3–5 year background in credit analysis within auto leasing is preferred.