Lead Retail Credit Analyst

Commercial Bank International; Sharjah; On-site; AED 134,000 - 268,000; Full time

Job summary

Commercial Bank International is seeking a Retail Credit Analyst to review credit applications and proposals in line with approved policies, risk parameters, and regulatory requirements. The role focuses on initiating and assessing retail credit decisions with detailed documentation and MIS reporting support.

The ideal candidate has a Bachelor’s degree, 1–3 years in banking credit, and strong English/Arabic communication skills.

Qualifications

• Bachelor’s degree in any discipline.
• 1–3 years of experience in banking, corporate or retail credit.
• Proficiency in MS Office and ability to analyze MIS reports.

Responsibilities

• Review applications per policy; draft comments on credit approval or decline and terms.
• Assess applicant financial position from supporting documents.
• Evaluate credit proposals against requested amount and terms.
• Review bank statements to identify repayment behavior and history.
• Ensure approvals conform to bank policies and procedures.
• Perform other duties as required by management.

Skills

Analytical skills

Communication skills (English & Arabic

Education

Bachelor’s degree in any discipline

Tools

MS Office (Word/Excel/PowerPoint)

Job description

Commercial Bank International is seeking a Retail Credit Analyst to review credit applications and proposals in line with approved policies, risk parameters, and regulatory requirements. The role focuses on initiating and assessing retail credit decisions with detailed documentation and MIS reporting support.

The ideal candidate has a Bachelor’s degree, 1–3 years in banking credit, and strong English/Arabic communication skills.