Senior SME Commercial Card Portfolio Lead (Dubai)

PayTech Nexus Ltd; Dubai; On-site; AED 300,000 - 460,000; Full time

Job summary

PayTech Nexus Ltd in Dubai is seeking an experienced Commercial (SME) Portfolio Manager to lead the end-to-end SME credit card portfolio. You will drive customer acquisition, design onboarding journeys, and optimize pricing and rewards to grow profitability.

collaborative effort with sales, operations and tech will ensure seamless card issuance and activation across the UAE market. The role requires deep knowledge of the GCC SME landscape, English proficiency, and strong analytical reporting

Qualifications

• Must have full lifecycle SME/commercial card product management experience.
• Experience in onboarding activation and spend stimulation strategies.
• Familiarity with GCC SME market dynamics and regulatory environment.
• Strong analytical and reporting capabilities.

Responsibilities

• Lead SME customer acquisition campaigns across digital, direct, and partner channels to onboard new clients.
• Design onboarding journeys to maximise activation and early spend.
• Optimize pricing, rewards, and product features for profitability.
• Monitor portfolio performance and identify underutilized segments for spend stimulation.
• Collaborate with sales, operations, and technology for seamless card issuance and servicing.
• Develop and deliver training programs for internal teams and partners.
• Prepare monthly dashboards and insights for senior stakeholders.
• Support expansion into new SME verticals with tailored propositions.
• Leverage company assets to enhance product delivery and campaigns.

Skills

Campaign design and execution

Portfolio analytics

Product pricing and rewards

Stakeholder management

Training design and delivery

Scheme rule interpretation

Onboarding platforms

English proficiency

SQL

Excel

Tools

SQL

Excel

Job description

PayTech Nexus Ltd in Dubai is seeking an experienced Commercial (SME) Portfolio Manager to lead the end-to-end SME credit card portfolio. You will drive customer acquisition, design onboarding journeys, and optimize pricing and rewards to grow profitability.

collaborative effort with sales, operations and tech will ensure seamless card issuance and activation across the UAE market. The role requires deep knowledge of the GCC SME landscape, English proficiency, and strong analytical reporting