Senior Relationship Manager - Corporate Banking

Sharjah Islamic Bank; Sharjah; On-site; AED 180,000 - 300,000; Full time

Job summary

Sharjah Islamic Bank is seeking a Senior Relationship Manager in Corporate Banking to acquire, manage and grow relationships with corporate clients, government entities, and related portfolios in the UAE.

You will analyze credit requests, prepare proposals, and drive profitable assets and liabilities while ensuring compliance with Sharia and internal policies.

The role emphasizes strong customer service, ethics, and regular client visits to build diversified portfolios.

Qualifications

• Minimum degree requirements: Bachelor's degree.
• Additional Diploma in Computers may be considered an asset.
• Proven professional experience in related function preferred.

Responsibilities

• Acquire, manage and develop corporate banking relationships including Government and Semi-Government entities.
• Analyze customer requests and prepare credit proposals.
• Achieve annual targets for assets and liabilities and maintain portfolio profitability.
• Ensure compliance with Sharia requirements and internal policies.
• Conduct regular visits to client premises and monitor accounts.

Education

Bachelor's degree

Diploma in Computers

Tools

MS Office

Job description

Senior Relationship Manager - Corporate Banking

Job Description

JOB PURPOSE

The role consists in acquiring, managing and developing commercial relationships with Corporates as well as Government and Semi-Government entities for both assets and liabilities. The role should focus on increasing profitability and improving credit overall quality. Ensure all regulatory and internal policy requirement are complied.

KEY ACCOUNTABILITIES

• Endeavor to increase new relationship with high standard of customer service and delivery.
• Achieve assigned annual target for both assets and liabilities, including new relationship.
• Ensure accurate analysis of customer request and prepare of credit proposals.
• Prepare an annual target list in consultation with the HOD
• Maintain High standards of ethics and integrity in dealing with customers and colleagues.
• Ensure effective follow-up and monitoring of account to avoid downgrading and delinquency.
• Achieve assigned portfolio profitability through increasing limit utilization, fees & commission and ancillary
• business.
• Ensure a well-diversified portfolio and avoid concentration
• Ensure visiting client's premises at least on quarterly basis.
• Ensure compliance with the Banks policies and Sharia requirements
• Ensure compliance with consumer protection standards including treating customers fairly, providing accurate information about products or services, responding promptly and courteously to inquiries, complaints, and feedback, protecting customer data, identifying and reporting any suspicious or fraudulent activities, continuously improving customer service and keeping abreast of regulatory expectations and SIB Conduct Risk Framework and associated procedures.
• The employee should demonstrate a thorough understanding of Consumer Protection Regulations and adhere to the bank's standards for fair treatment of customers, ethical conduct, prompt resolution of customer complaints, provide accurate and comprehensive information to customers, and compliance with applicable laws and regulations. The employee should continuously strive to improve their knowledge of Consumer Protection Regulations and seek opportunities to provide input on bank policies and practices.

QUALIFICATION, EXPERIENCE & OTHER SKILLS

Minimum Qualifications: Bachelor's degree

Other Qualifications (If Any) :Diploma in Computers

Minimum Experience:2-3 years in the same function and industry

Computers/ Systems / Software Skills :MS Office - Intermediate