Senior Officer- Secure Lending OPS

First Abu Dhabi Bank; Abu Dhabi; On-site; AED 180,000 - 260,000; Full time

Job summary

First Abu Dhabi Bank is seeking a seasoned administrator in Consumer Banking operations to prepare documentation for conventional real estate loans (Escan & Estate Finance) and ensure accuracy before processing in the bank system.

You will review documents, confirm loan amounts, interest rates and terms, sign as maker for disbursement memos, perform system entries (CAS, LMS), update MIS, lodge disbursals, and maintain orderly records in a strict, on-site environment.

Qualifications

• 6-8 years experience in Consumer Banking with mortgage and real estate loans in admin/ops.
• Proficient with banking software systems and MS Office applications.
• Strong English written and spoken communication.
• Knowledge of UAE banking regulations and Central Bank rules.

Responsibilities

• Prepare documentation for conventional real estate loans (Escan & Estate Finance).
• Review documents for accuracy of loan amounts, interest rates, fees, and terms.
• Sign as maker for disbursal memos and process in banking systems (CAS LMS).
• Update deferrals, post-disbursal documents MIS, and lodgement of disbursals.
• Maintain records and ensure adherence to FAB policies and DOA.

Skills

Banking software

MS Excel

MS Word

English proficiency

Banking systems

Mortgage & Real Estate knowledge

UAE regulatory knowledge

Decision making

Attention to detail

Education

Bachelors in Commerce (Management Accounting)

Tools

CAS LMS

Job description

The GCOO is an enablement that supports business growth of First Abu Dhabi Banks Consumer Banking Business meets the service aspirations of all our customers and remains an independent assurance provider of credit quality through the possession of sound credit risk product and market knowledge.

Responsible for preparing documentation of conventional real estate (Escan & Estate Finance) loans and ensuring accurate detailing before activating the same into the Banks system. Further responsible for the day-to-day duties of all secure lending ops activities within the team. Provide high levels of customer service and ensure error-free processing. Moreover accountable for complying with all necessary approval terms and conditions under FAB policies and procedures

• Preparing Documentation such as Loan offer letters Consent Letters and other ad hoc Letters for conventional real estate (Escan & Estate Finance).
• Reviewing all documents and maintaining accuracy with regards to Loan amounts Interest rates Fee recovery and other terms and conditions in line with bank policy and procedures.
• Ensuring rectification of any discrepancies raised at time of document vetting.
• Signing as maker for all disbursal internal memos which are sent to Loan Operations.
• Process as maker in system related activities such as CAS LMS etc.
• Preparing conventional real estate (Escan & Estate Finance) loans Instruction after all documentation is in order and send to Loan operations for processing.
• Updating deferral & Post Disbursal Documents MIS
• Ensuring Timely submission & updating respective MIS.
• Lodgement of Disbursal and other documents.
• Act as a backup during the absence of other staff and as and when necessary.
• Execute any special tasks assigned by Management from time to time.
• Maintain records related to Admin functions such as; inward/outward mail statements acknowledgements and other important correspondence.
• Check if applications are complete with all required documents and ensuring the same is filed properly in respective product file before security documents are sent for lodgement.
• Receive and record all requests in respective MIS.
• Process all transactions as per the approved DOA for Credit and Business
• Ensure all queues are zero at the end of the day.

Qualifications :

Minimum Qualification

Bachelors in Commerce Major in Management Accounting.

Knowledge & Experience:

6-8 years experience in Consumer Banking with at least 6 years experience especially in mortgage & Real Estate loans in admin / OPS functions.

Skills:

• Knowledge and use of banking software systems basic PC skills and common MS applications like Excel and Word.
• Good knowledge of English language (both written and spoken).
• Good knowledge of Banks financial system.
• Very good knowledge of Banking Products / Mortgage & Personal Banking functions.
• Very good knowledge of U.A.E. legal environment & Central Bank regulations.
• Decision making skills ability to work under pressure attention to details.

Remote Work :

No

Employment Type :

Full-time