Senior Credit Risk & Portfolio Manager

Emirates Islamic; Dubai; On-site; AED 300,000 - 420,000; Full time

Job summary

Emirates Islamic in Dubai is seeking a senior Credit Risk professional to oversee the assessment, monitoring, and control of corporate credit across the bank’s portfolio. You will ensure alignment with risk appetite, internal policies, and UAE Central Bank regulations.

You will lead detailed analysis, review proposals, support audits, and contribute to policy development to sustain asset quality and healthy credit growth within a Sharia-compliant banking framework.

Qualifications

• Bachelor’s degree in finance, banking, or accounting (Master’s preferred).
• Minimum of 6 years’ banking experience with emphasis on Corporate Credit.
• Strong knowledge of credit risk analysis and lending frameworks.

Responsibilities

• Manage and monitor the assigned credit portfolio, ensuring asset quality and compliance with risk parameters.
• Review and approve credit proposals within delegated authority and recommend higher-value cases to senior committees.
• Conduct detailed credit analysis, including financial statement reviews and risk assessments.
• Ensure all credit facilities comply with internal policies and UAE Central Bank regulations.
• Monitor portfolio performance, identify early warning signals, and recommend corrective actions.
• Engage with internal stakeholders, including Relationship Managers and Risk teams, to support business objectives.
• Support audits, regulatory reviews, and contribute to policy and process improvements.

Skills

Credit risk analysis

Financial statement analysis

Lending frameworks

Stakeholder management

Analytical skills

Education

Bachelor’s degree in finance, banking, accounting, or related field

Master’s degree preferred

Job description

Emirates Islamic in Dubai is seeking a senior Credit Risk professional to oversee the assessment, monitoring, and control of corporate credit across the bank’s portfolio. You will ensure alignment with risk appetite, internal policies, and UAE Central Bank regulations.

You will lead detailed analysis, review proposals, support audits, and contribute to policy development to sustain asset quality and healthy credit growth within a Sharia-compliant banking framework.