Senior Credit Risk Manager – Private Banking (HNWI/SME)

Client of Aventus Global Talent; Dubai; Presencial; AED 420.000 - 720.000; Jornada completa

Descripción de la vacante

Client of Aventus Global Talent is seeking a Credit Risk Manager for its Dubai-based Private Banking operations. You will provide independent credit oversight across HNWI retail and SME lending, evaluating facilities, collateral, and risk judgments to support sustainable growth.

The role covers IFRS 9, ECL provisioning, credit policy reviews, and stewardship of risk governance across committees and regulators. Strong UAE experience and advanced Excel are essential.

Formación

• Bachelor's degree in Finance or related discipline.
• CA or CFA is advantageous.
• 5–7+ years of UAE credit underwriting experience, private bank/wealth division preferred.
• Hands-on securities-backed lending experience and collateral assessment.
• Exposure to mortgages, credit cards and SME lending is desirable.
• Strong understanding of Private Banking, Wealth Management and SME products.
• Advanced financial statement and cash flow analysis skills.
• Knowledge of CBUAE regulations and IFRS 9.
• Advanced Excel skills; able to challenge business decisions.

Responsabilidades

• Deliver independent credit risk assessments for HNWI and SME clients.
• Evaluate repayment capacity, facility structure, collateral strength; prepare recommendations.
• Support Credit Committee with credit packs and decision communication.
• Monitor portfolio health, watchlist, and early warning signals.
• Oversee IFRS 9 staging and ECL provisioning for collateral assets.
• Review credit policies and lending frameworks; produce portfolio MIS.
• Contribute to credit automation and risk process improvements.

Conocimientos

Private Banking

Wealth Management

Credit Underwriting

Securities-backed Lending

Mortgages

Credit Cards

SME Lending

Financial Statement Analysis

Cash Flow Analysis

IFRS 9

CBUAE Regulations

Advanced Excel

Independent Challenge

Risk Policies & Appetite

Educación

Bachelor's degree in Finance/Accounting or related discipline

CA or CFA advantageous

Descripción del empleo

Client of Aventus Global Talent is seeking a Credit Risk Manager for its Dubai-based Private Banking operations. You will provide independent credit oversight across HNWI retail and SME lending, evaluating facilities, collateral, and risk judgments to support sustainable growth.

The role covers IFRS 9, ECL provisioning, credit policy reviews, and stewardship of risk governance across committees and regulators. Strong UAE experience and advanced Excel are essential.